I disagree with the statement that "A balanced scorecard can only be used for profit-oriented companies because of its inclusion of a financial perspective.
A balanced scorecard is a strategic management tool that allows organizations to monitor and evaluate their performance against strategic objectives. While it does include a financial perspective, it also encompasses three other key perspectives: customer, internal business processes, and learning and growth.
The financial perspective is important for all organizations, not just profit-oriented companies. Non-profit organizations and government agencies also need to manage their financial resources effectively to fulfill their missions and serve their stakeholders. The financial perspective allows these organizations to track their funding, spending, and financial stability.
The customer perspective is crucial for understanding the needs and satisfaction levels of the people being served. This applies to both profit-oriented and non-profit organizations, as both need to maintain strong relationships with their customers or clients to succeed.
The internal business processes perspective helps organizations identify areas for improvement and streamline their operations. This is relevant to all organizations, regardless of their profit orientation, as efficiency and effectiveness are crucial to achieving goals and meeting stakeholder expectations.
Lastly, the learning and growth perspective focuses on the development of employees and the organization as a whole. This is important for all organizations, as continuous improvement, innovation, and adaptability are key factors for long-term success.
In conclusion, a balanced scorecard is a valuable tool for all types of organizations, including non-profit and government agencies, because it provides a comprehensive view of performance across multiple perspectives. Its inclusion of a financial perspective does not limit its applicability to profit-oriented companies.
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a company acquired an office building, land, and equipment in a single basket purchase. the fair values were $1,440,000, $1,920,000, and $1,440,000 for the building, land, and equipment, respectively. the company recorded the building for $1,410,000. what was the total purchase cost for all three assets?
The total purchase cost for all three assets was $4,700,000. The correct option is A
The total fair value of the assets is the sum of the fair value of the building, land, and equipment, which is $1,440,000 + $1,920,000 + $1,440,000 = $4,800,000. However, the company recorded the building for only $1,410,000, which means it underreported the total purchase cost.
To find the actual total purchase cost, we need to adjust the recorded amount of the building by the difference between the total fair value and the recorded amount.
This adjustment is: $1,410,000 + (($4,800,000 - $1,410,000) * ($1,440,000 / $4,800,000)) = $1,410,000 + $1,030,000 = $2,440,000.
Therefore, the total purchase cost for all three assets is: $2,440,000 + $1,920,000 + $1,440,000 = $4,700,000.
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Complete question:
a company acquired an office building, land, and equipment in a single basket purchase. the fair values were $1,440,000, $1,920,000, and $1,440,000 for the building, land, and equipment, respectively. the company recorded the building for $1,410,000. what was the total purchase cost for all three assets?
a. $4,700,000.
b. $4,400,000.
c. $3,260,000.
d. $4,800,000
which of the following are ways for supply chain partners to increase the variability in demand? multiple select question. failure to have low prices failure to deliver the quantity needed failure to deliver the quality needed failure in marketing
The ways for supply chain partners to increase the variability in demand, based on the options provided, are: Failure to deliver the quantity, quality needed, marketing
1. Failure to deliver the quantity needed, 2. Failure to deliver the quality needed, 3. Failure in marketing These factors can affect the demand by creating uncertainties in product availability, quality, and customer awareness, which can lead to fluctuations in demand among the supply chain partners.
A supply chain is a network of organizations, people, activities, information, and resources utilized in the manufacture and delivery of an item or service to customers. The supply chain frequently consists of suppliers, producers, distributors, retailers, and logistics service providers who work together to ensure that commodities are produced and delivered to customers in a timely, efficient, and cost-effective manner. Some of the key activities involved in the supply chain include buying raw materials, manufacturing or assembling items, transferring resources and goods, storing and managing inventories, and distributing goods to customers.
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us-mobile manufactures and sells two products, tablet computers (75% of sales) and smartphones (25% of sales). fixed costs are $490,000, and the weighted-average contribution margin per unit is $70. how many units of each product are sold at the break-even point?
The number of units of tablet computers and smartphones that are sold at the break-even point are 5,250 units and 1,750 units respectively.
To calculate the number of units of each product sold at the break-even point, we will first find the total number of units needed to break even, and then distribute that number based on the sales percentages of tablet computers and smartphones.
In order to calculate the break-even point, follow these steps:1. Calculate the total number of units to break even:
Break-even point (in units) = Fixed costs / Weighted-average contribution margin per unit
Break-even point (in units) = $490,000 / $70 = 7,000 units
2. Determine the number of tablet computers and smartphones at the break-even point:
Tablet computers: 7,000 units * 75% = 5,250 units
Smartphones: 7,000 units * 25% = 1,750 units
At the break-even point, US-Mobile sells 5,250 units of tablet computers and 1,750 units of smartphones.
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statutes prescribing maximum hours and minimum wages for women were common by 1920. the effects of these laws included all of the following except
If Statutes prescribing "maximum-hours" and "minimum-wages" for women were common by 1920, then the effects of these laws included all of following except (b) increased employment of women in managerial positions.
The Statutes prescribing "maximum-hours" and "minimum-wages" for women were common by 1920. These laws aimed to improve working conditions and protect women from exploitation in the workplace.
There is "no-evidence" to suggest that these laws increased employment of women in managerial positions. The women were generally excluded from such positions during this time period.
These laws were aimed at protecting women in lower-skilled and lower-paid jobs, rather than promoting their upward mobility in the workplace.
Therefore, the correct option is (b).
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The given question is incomplete, the complete question is
Statutes prescribing maximum hours and minimum wages for women were common by 1920. The effects of these laws included all of the following except
(a) a negligible impact on female employment.
(b) increased employment of women in managerial positions.
(c) complementary limits on the hours of male workers.
(d) reduced competition for jobs between male and female workers.
if a corporation’s charitable contributions exceed the limitation for deductibility in a particular year, the excess
The excess charitable contributions that exceed the deductibility limit for a corporation in a particular year can be carried forward to future tax years.
A corporation's charitable donations cannot be deducted in that year if they are more than the cap on their eligibility. The company, however, has a maximum five-year carryforward period for the extra amount. In a subsequent year, when the corporation's taxable income is higher or it is no longer subject to the deduction limit, the carryover amount may be deducted.
This carryover provision enables firms to maximise their tax benefits while contributing to worthwhile charities, which is meant to promote corporate charitable giving.
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what are the distinguishing characteristics between social marketing, mobile marketing, and local marketing?
Social marketing, mobile marketing, and local marketing are all important marketing strategies that businesses can use to connect with their target audience.
Social marketing refers to the use of social media platforms to promote products or services, build brand awareness, and engage with customers. Social marketing allows businesses to leverage the power of social media to reach a large audience and create a dialogue with potential customers.
Mobile marketing, on the other hand, refers to marketing efforts that are targeted specifically at mobile devices, such as smartphones and tablets. This can include mobile apps, mobile-friendly websites, and text message campaigns. Mobile marketing is important because more and more people are using their mobile devices to access the internet and make purchases.
Local marketing focuses on reaching out to potential customers in a specific geographic location, such as a neighborhood or city. This can include local advertising, event sponsorship, and other initiatives that are designed to connect with customers in the community. Local marketing is important because it allows businesses to build relationships with customers in their immediate vicinity, and it can also help to increase foot traffic to physical storefronts.
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bob has a dp-2 policy insuring his house with a coverage a limit of $120,000. one day, a tornado rips through town and destroys bob's entire property, including his house and two other appurtenant structures. assuming his coverage b limit is 10% of his coverage a limit, and all his property is deemed a total loss, how much will bob's policy pay (ignoring any deductible)?
Bob's DP-2 policy will pay $120,000 for the destruction of his house plus 10% of that amount, or $12,000, for the two other appurtenant structures for a total of $132,000.
This will cover the total loss of Bob's property, minus any deductible that may apply. Bob's DP-2 policy will cover the value of the property up to the coverage A limit of $120,000, as well as an additional 10% of that amount for any other appurtenant structures. In this case, the total loss of Bob's property will be covered up to $132,000.
Coverage A is for the house, and Coverage B is for the two other appurtenant structures. Since all of the property is deemed a total loss, Bob's policy will pay out the full amount of $120,000 for the house, and an additional $12,000 for the two appurtenant structures. This adds up to a total of $132,000 that Bob's policy will pay out for the loss of his property due to the tornado.
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united bank offers a 15-year mortgage at an apr of 4.2%. capitol bank offers a 25-year mortgage at an apr of 4.5%. marcy wants to borrow $120,000. a. what would the monthly payment be from united bank?
The monthly payment for the mortgage from United Bank would be approximately $895.54.
How to determine the monthly payment for a mortgageTo calculate the monthly payment for a mortgage from United Bank, you'll need to consider the loan amount, the interest rate (APR), and the loan term. In this case, Marcy wants to borrow $120,000 with a 15-year term and a 4.2% APR.
You can use the mortgage payment formula:
M = P * r * (1 + r)^n / [(1 + r)^n - 1]
where M is the monthly payment, P is the loan amount, r is the monthly interest rate (APR / 12 / 100), and n is the total number of monthly payments (loan term in years * 12).
For United Bank:
P = $120,000 r = 4.2% / 12 / 100 = 0.0035
n = 15 years * 12 = 180 payments
M = $120,000 * 0.0035 * (1 + 0.0035)^180 / [(1 + 0.0035)^180 - 1]
M ≈ $895.54
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wich of the following statements is true if a bailmment is for the mutual benefit of both the bailee and bailor
a. The bailee is liable for harm to the bailed property arising out of the bailee's ordinary or gross negligence.
b. The bailee is liable for harm to the bailed property arising only out of the bailee's gross negligence.
c. The bailee is liable for harm to the bailed property caused by even the slightest lack of due care on the part of the bailee.
d. The bailee is strictly liable for harm to the bailed property.
e. The bailee is not liable for harm to the bailed property because of the doctrine of assumption of the risk.
In a bailment for mutual benefit, both the bailee and the bailor derive some benefit from the transaction. The bailee is responsible for taking reasonable care of the bailed property and returning it in the same condition it received.
Option (c) is the correct statement: "The bailee is liable for harm to the bailed property caused by even the slightest lack of due care on the part of the bailee" if a bailment is for the mutual benefit of both the bailee and bailor. If the bailee fails to exercise due care, it will be held liable for any damage or loss to the bailed property, even if the bailee's negligence was slight.
Rest is incorrect because it suggests that the bailee is only liable for harm arising out of ordinary or gross negligence, which is not true in a bailment for mutual benefit.
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a firm will pay a dividend of $4.73 next year. the dividend is expected to grow at a constant rate of 3.18% forever and the required rate of return is 11.70%. what is the value of the stock?
The value of the stock is $60.34. This means that if an investor buys the stock at this price, they can expect to receive a return of 11.70% per year, which is the required rate of return.
To calculate the value of the stock, we need to use the dividend discount model. This model is based on the assumption that the value of a stock is equal to the present value of its future dividends. In this case, the firm is expected to pay a dividend of $4.73 next year, and this dividend is expected to grow at a constant rate of 3.18% forever. Therefore, the dividend in year 2 will be $4.73 x (1 + 3.18%) = $4.88.
To calculate the present value of these dividends, we need to use the formula:
PV = D / (r - g)
Where PV is the present value of the stock, D is the dividend, r is the required rate of return, and g is the growth rate of the dividend. In this case, the required rate of return is 11.70%, and the growth rate of the dividend is 3.18%.
So, using the above formula, we get:
PV = $4.88 / (11.70% - 3.18%) = $60.34
Therefore, the value of the stock is $60.34. This means that if an investor buys the stock at this price, they can expect to receive a return of 11.70% per year, which is the required rate of return. It is important to note that this calculation is based on the assumption that the dividend will continue to grow at a constant rate of 3.18% forever. If this assumption changes, the value of the stock will also change.
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leaders with a(n) conflict management style desire to meet the needs of stakeholders and strongly adhere to organizational values and principles.
Leaders with a collaborative conflict management style strive to balance the interests of all stakeholders while maintaining a strong commitment to organizational values and principles.
They recognize that conflicts are natural and inevitable in any organization, and they believe that working together to find a mutually satisfactory solution is the best approach. These leaders prioritize open communication, active listening, and respectful dialogue, and they encourage their team members to share their perspectives and ideas. By fostering a collaborative culture, leaders can build strong relationships with stakeholders and ensure that everyone's needs are met in a fair and equitable manner.
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The six-month interest rate and the three-month interest rateare 3%. Today is April 1. What is the forward 3-month rate in threemonths. Be careful of day counts.
The forward 3-month rate in three months is approximately 2.98%.
To calculate the forward 3-month interest rate in three months, we'll use the given six-month and three-month interest rates, which are both 3%. We'll also consider day counts, assuming a 30/360 day count convention.
First, we need to find the equivalent six-month and three-month factors:
Six-month factor = (1 + (0.03 * (180/360))) = 1.015
Three-month factor = (1 + (0.03 * (90/360))) = 1.0075
Next, we'll use these factors to calculate the forward rate factor:
Forward rate factor = (Six-month factor / Three-month factor) = 1.015 / 1.0075 = 1.0074441687
Now, we can find the forward 3-month rate by converting the forward rate factor back to a percentage:
Forward 3-month rate = ((Forward rate factor - 1) * (360/90)) = (1.0074441687 - 1) * 4 = 0.0297766748
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A 15-year monthly-payment mortgage loan for $250,000 is offered at a nominal rate of 6% convertible monthly. (a) Find the monthly loan payment. (b) Find the total amount of interest to be paid over 15 years. (c) Find the outstanding balance of a loan after 5 years by the prospective method. (d) Find the outstanding balance of a loan after 5 years by the retrospective method. (e) Find the amount of principal paid over the first 5 years. (f) Find the amount of interest paid over the first 5 years.
The monthly loan payment is approximately $2,037.27, the total amount of interest to be paid over 15 years is approximately $266,307.60, the outstanding balance of the loan after 5 years is approximately $195,878.57.
Using the formula for monthly payment on a mortgage loan:
[tex]P = L[c(1 + c)^n]/[(1 + c)^{n - 1}][/tex]
where P is the monthly payment, L is the loan amount, c is the monthly interest rate, and n is the number of payments.
Plugging in the values:
[tex]P = 250000[0.005(1 + 0.005)^{180}]/[(1 + 0.005)^{180 - 1}]\\P =$2,037.27[/tex]
Therefore, the monthly loan payment is approximately $2,037.27.
The total amount of interest to be paid over 15 years is:
Total interest = (Monthly payment x Number of payments) - Loan amountTotal interest = ($2,037.27 x 180) - $250,000Total interest = $266,307.60Therefore, the total amount of interest to be paid over 15 years is approximately $266,307.60.
To find the outstanding balance of a loan after 5 years by the prospective method, we need to calculate the number of payments made in 5 years:
Number of payments = (Number of years) x (Number of payments per year)Number of payments = 5 x 12Number of payments = 60Using the formula for outstanding balance by the prospective method:
[tex]B = L[(1 + c)^n - (1 + c)^p]/[(1 + c)^{n - 1}][/tex]
where B is the outstanding balance, L is the loan amount, c is the monthly interest rate, n is the total number of payments, and p is the number of payments made.
Plugging in the values:
[tex]B = 250000[(1 + 0.005)^{180} - (1 + 0.005)^{60}]/[(1 + 0.005)^{180 - 1}]\\B = $195,878.57[/tex]
Therefore, the outstanding balance of the loan after 5 years by the prospective method is approximately $195,878.57.
To find the outstanding balance of a loan after 5 years by the retrospective method, we need to calculate the remaining number of payments:
Remaining number of payments = (Number of years left) x (Number of payments per year)Remaining number of payments = 10 x 12Remaining number of payments = 120Using the formula for outstanding balance by the retrospective method:
[tex]B = P[(1 + c)^n - (1 + c)^p]/c[/tex]
where P is the monthly payment, c is the monthly interest rate, n is the total number of payments, and p is the number of payments made.
Plugging in the values:
[tex]B = $2,037.27[(1 + 0.005)^{180} - (1 + 0.005)^{60}]/0.005\\B = $168,125.43[/tex]
Therefore, the outstanding balance of the loan after 5 years by the retrospective method is approximately $168,125.43.
The amount of principal paid over the first 5 years can be calculated by subtracting the amount of interest paid from the total payments made:
Total payments made = (Monthly payment) x (Number of payments made)
Total payments made = $2,037.27 x 60
Total payments made = $122,236.20
Interest paid over first 5 years = Total interest
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the theories of the term structure of interest rates attempt to describe the relationship of interest rates to:the theories of the term structure of interest rates attempt to describe the relationship of interest rates to:
The theories of the term structure of interest rates attempt to describe the relationship between interest rates and several factors such as time to maturity, default risk, inflation expectations, and supply and demand factors in the bond market.
These factors influence the level and shape of the yield curve, which represents the relationship between interest rates and the maturity of bonds. Theories such as the expectations theory, liquidity preference theory, and market segmentation theory are used to explain why different bonds with different maturities have different interest rates and how investors make decisions based on these factors. Understanding the term structure of interest rates is essential for investors, as it helps them make informed decisions when investing in fixed income securities.
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when determining the price for a product, marketers must consider the costs of producing, distributing, and promoting the product. group startstrue or false
The statement, "When determining the price for a product, marketers must consider the costs of producing, distributing, and promoting the product" is True, because marketers need to consider the various cost.
The Marketers need to set a price that is high enough to cover the costs of producing, distributing, and promoting the product, while also generating a profit.
These costs include "raw-materials", labor, manufacturing, packaging, transportation, marketing, and other expenses.
The price needs to be competitive with similar products in the market and align with the perceived value of the product by customers.
The marketers need to consider factors such as customer demand, competition, and the perceived value of the product when setting the price.
Therefore, the statement is True.
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The given question is incomplete, the complete question is
When determining the price for a product, marketers must consider the costs of producing, distributing, and promoting the product.
True or False
the use of fixed-cost financing is referred to as group of answer choices a. operating leverage. b. a leveraged buyout. c. financial leverage. d. combined leverage.
The use of fixed-cost financing is referred to as financial leverage. The correct option is C.
Financial leverage is the use of fixed-cost financing, such as debt, to increase the potential return on investment. By using debt, a company can increase its return on equity (ROE) if the return on assets (ROA) is greater than the cost of debt. This is because the cost of debt is usually lower than the cost of equity, so using debt to finance a project can increase the overall return to shareholders.
However, financial leverage also increases the risk of bankruptcy or financial distress if the company is unable to make its debt payments. Therefore, the correct option is C.
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use the interactive graph to illustrate the effects of a rise in investor confidence. next, move point e to the new equilibrium. interest rate saving and investment demand supply e select the answer that best describes the new equilibrium. the interest rate and the level of investment increased. the interest rate increased, but investment decreased. the interest rate and the level of investment decreased. the interest rate decreased, but investment increased. what is true of the new equilibrium? dollars saved
When there is a rise in investor confidence, it generally leads to an increase in investment demand. Using the interactive graph, we can see that this shift in demand causes the equilibrium interest rate to increase. This is because the higher demand for investment causes lenders to increase interest rates to attract more borrowers.
Moving point e to the new equilibrium will show us the new interest rate, level of investment, and level of saving. In this case, we can expect to see an increase in both the interest rate and the level of investment. This is because investors are more confident and willing to take on more risk, which increases the demand for investment and leads to higher interest rates.
Therefore, the correct answer would be: the interest rate and the level of investment increased.
As for the level of saving, it is not explicitly stated in the question, so we cannot determine its exact value. However, we can infer that the increase in investment demand may lead to an increase in saving as well, as investors may need to save more in order to have enough funds to invest.
Overall, a rise in investor confidence can have significant effects on the demand and supply of investments, leading to changes in the equilibrium interest rate and level of investment.
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You have been asked to prepare cash flow projections for the Rishikesh Coal Mine with recoverable reserves of 395,000 tonnes of coal. The current price of coal of that quality is $98 per tonne. The estimated capital expenditure of $5,000,000 is to be invested in year 0. You estimate the annual coal production as follows:
Year 1 : 10,000 tonnes
Year 2: 39,700 tonnes
Year 3 and onwards: 57,550 tonnes (i.e. until the end of the mine life)
You also estimate the cost of materials at $12.57 per tonne of coal and the cost of energy at $4.86 per tonne of coal. Further, you calculate the manpower costs as follows:
Year 1 Year 2 Year 3 and onwards
Labour ($) 60,000 600,000 800,000
Administrative ($) 8,000 100,000 150,000
To prepare cash flow projections for the Rishikesh Coal Mine, you'll need to consider the following factors: recoverable reserves, coal price, capital expenditure, annual coal production, cost of materials, cost of energy, and manpower costs.
Year 0:
- Initial investment: -$5,000,000
Year 1:
- Coal revenue: 10,000 tonnes * $98/tonne = $980,000
- Material cost: 10,000 tonnes * $12.57/tonne = -$125,700
- Energy cost: 10,000 tonnes * $4.86/tonne = -$48,600
- Labour cost: -$60,000
- Administrative cost: -$8,000
- Total cash flow: $737,700
Year 2:
- Coal revenue: 39,700 tonnes * $98/tonne = $3,890,600
- Material cost: 39,700 tonnes * $12.57/tonne = -$498,939
- Energy cost: 39,700 tonnes * $4.86/tonne = -$193,062
- Labour cost: -$600,000
- Administrative cost: -$100,000
- Total cash flow: $2,498,599
Year 3 and onwards:
- Coal revenue: 57,550 tonnes * $98/tonne = $5,640,900
- Material cost: 57,550 tonnes * $12.57/tonne = -$723,574
- Energy cost: 57,550 tonnes * $4.86/tonne = -$279,703
- Labour cost: -$800,000
- Administrative cost: -$150,000
- Total cash flow: $3,687,623
These calculations provide the cash flow projections for each year of operation for the Rishikesh Coal Mine.
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1 Customer excellence: Focuses on retaining loyal customers and excellent customer service.2. Operational excellence: Achieved through efficient operations and excellent supply chain and human resource management.3. Product excellence: Having products with high perceived value and effective branding and positioning.4. Locational excellence: Having a good physical location and Internet presence. is called?
The combination of customer excellence, operational excellence, product excellence, and locational excellence is commonly referred to as the "Four Pillars of Excellence" in business. These pillars are essential for creating a successful and sustainable business that can compete in today's competitive marketplace.
Customer excellence is all about providing top-notch customer service and ensuring that customers are satisfied with their experiences. This is crucial for building customer loyalty and retaining customers in the long term.
Operational excellence involves streamlining business processes and supply chain management to ensure that the business runs efficiently and cost-effectively. This can lead to increased productivity and profitability. Product excellence involves creating high-quality products that meet customer needs and have strong branding and positioning.
This can help a business stand out from competitors and generate customer loyalty. Finally, locational excellence involves having a good physical location and a strong internet presence to make it easy for customers to find and interact with the business. This can help attract new customers and increase sales.
Overall, businesses that focus on all four pillars of excellence are more likely to succeed and thrive in today's competitive business environment.
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Specific supply objectives include _______ quantity, delivery, ______ service, flexibility, and continuous improvement. A. quality, price B. Cost, modal
Specific supply objectives include quality , quantity, delivery, price , service, flexibility, and continuous improvement, the correct option is (a).
The Specific supply objectives are the goals that a company sets for its procurement function to achieve. These objectives include various aspects of the procurement process, such as sourcing, contracting, and supplier management.
The "Quality" and "Price" are two of the most important specific "supply-objectives".
The "Quality" refers to the superiority of the goods. The "Price", on the other hand, refers to cost of goods or services.
The other specific supply objectives may include quantity, delivery, service, flexibility, and continuous improvement.
Therefore, Option(a) quality, price , is correct.
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The given question is incomplete, the complete question is
Specific supply objectives include _______ , quantity, delivery, ______ , service, flexibility, and continuous improvement.
(a) quality, price
(b) Cost, modal
Scenario: You are 40 years old. Your investment portfolio currently consists of: (1) a savings account, with a $18,000 balance, (2) certificates of deposit (CDs) worth $27,000, and (3) an investment portfolio consisting of 40% bonds, 40% equities, and 20% cash and cash equivalents. Your bonds are thirty-year U.S. government bonds, while your equities are made up solely of your employer’s stock. Your cash holdings consist of your savings account and CDs. Your employer’s stock paid a 1% dividend and its market value has increased 10% over the last year. The bonds have paid 4.0% interest. The rate of inflation is 2.75%. Your investment goals are mainly focused on retirement, and you have no large purchases planned in the short term.
Bonds: The 30-year US government bonds in your portfolio offer a4.0% interest rate. Bonds offer a predictable income stream over time and are regarded as investments with low risk.
Equities (Employer's Stock): The only asset that makes up your equity is the stock of your employer. It has a 10% value rise in the past year and paid a 1% dividend.
Due to its concentrated character, investing in a single stock entails more risk because the success of a single firm can have a big impact on your investment results.
Cash and Cash Equivalents: Your savings account and CDs are examples of your cash assets. These offer liquidity and stability.
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what is most accurate about the united states’ trading patterns between 1850 and 1900? group of answer choices
Option A is correct, In 1850, the US's best export was uncooked materials and its larges import was completed manufacturers.
What used to be once the vital financial exercise in the United States at some stage in most of the 1800s?Agriculture. The U.S. financial system was as soon as principally agricultural in the early nineteenth century. Westward enlargement plus the constructing of canals and the introduction of steamboats opened up new areas for agriculture.
American ships carried merchandise such as lumber, tobacco, rice, and dried fish to Britain. In turn, the mom us of a despatched textiles, and manufactured goods back to America.
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https://brainly.com/question/451052#SPJ1organizations see ethics as an important issue for all of the following reasons except that multiple choice question. unethical organizations always lose money when compared to ethical organizations. scandals cause the public to become cynical. ethical temptations occur in every organization. scandals have affected company executives, independent auditors, politicians, regulators, shareholders, and employees.
The unethical organizations always lose money when compared to ethical organizations. So, the correct answer is A).
Ethics can have a significant impact on an organization's reputation, trustworthiness, and long-term success, it is not always the case that unethical organizations will immediately lose money when compared to ethical ones.
There have been instances where companies have engaged in unethical behavior and have still been financially successful in the short term. However, unethical behavior can lead to negative consequences in the long run, such as loss of customer loyalty, legal issues, and damage to the company's reputation.
Therefore, organizations see ethics as an important issue for other reasons, such as maintaining public trust, avoiding scandals, and promoting a positive company culture. so, the correct option is A).
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Coastal Telephone Company (CTC) is a regional supplier of long-distance telephone services. CTC is trying to determine the optimal pricing structure for its daytime and evening long-distance calling rates. The daytime price applies from 8:00AM to 6:00PM, and the evening price applies the rest of the time. With the help of a consultant, the company has estimated the average demand for phone lines (per minutes) as follows:
Daytime Lines Demanded = 600 - 5000 ⋅ Day Price + 300
Evening Price Evening Lines Demanded = 400 + 600 ⋅ Day Price - 2500 ⋅ Evening Price
1. What setting for the two prices will maximize revenue?
2. Customers, unfortunately, will not understand the pricing policy unless the daytime per minute cost is at least $0.02 larger than the evening per minute cost. Modify the previous model to add this restriction.
The optimal pricing structure for Coastal Telephone Company (CTC) for daytime and evening long-distance calling rates is given as follows:
1. To maximize revenue, we need to find the product of price and quantity demanded for both daytime and evening.
Revenue (Daytime) = Daytime Lines Demanded * Day Price
Revenue (Evening) = Evening Lines Demanded * Evening Price
We want to maximize the total revenue, so:
Total Revenue = Revenue (Daytime) + Revenue (Evening)
Substitute the demand equations for Daytime Lines Demanded and Evening Lines Demanded:
Total Revenue = (600 - 5000 * Day Price + 300 * Evening Price) * Day Price + (400 + 600 * Day Price - 2500 * Evening Price) * Evening Price
To find the optimal prices, we need to take partial derivatives with respect to Day Price and Evening Price and set them to zero.
∂(Total Revenue)/∂(Day Price) = 0
∂(Total Revenue)/∂(Evening Price) = 0
Solve these equations to find the optimal Day Price and Evening Price.
2. Modify the previous model to add the restriction that the daytime per minute cost is at least $0.02 larger than the evening per minute cost.
Let's add the constraint:
Day Price - Evening Price ≥ $0.02
Now, we need to solve the system of equations with this new constraint to find the optimal Day Price and Evening Price that maximize the Total Revenue while satisfying the constraint.
By solving this constrained optimization problem, you'll find the new optimal pricing structure for CTC's daytime and evening long-distance calling rates.
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1. what is the revised net operating income if unit sales increase by 15%? 2. what is the revised net operating income if the selling price decreases by $1.50 per unit and the number of units sold increases by 25%? 3. what is the revised net operating income if the selling price increases by $1.50 per unit, fixed expenses increase by $20,000, and the number of units sold decreases by 5%? 4. what is the revised net operating income if the selling price per unit increases by 12%, variable expenses increase by 60 cents per unit, and the number of units sold decreases by 10%?
Finally, multiply the total increase in revenue after accounting for variable expenses by 0.9 to account for the 10% decrease in units sold, and subtract this from the original net operating income
1)Calculate the revised net operating income when unit sales increase by 15%, you need to multiply the original net operating income by 1.15, as follows:
Revised net operating income = Original net operating income * (1 + 15/100)
To calculate the revised net operating income when the selling price decreases by $1.50 per unit and the number of units sold increases by 25%, you need to consider the impact of both the selling price and the increase in units sold. First, calculate the total increase in revenue due to the increase in units sold by multiplying the original net operating income by 1.25 (25% increase in units sold):
Total increase in revenue = Original net operating income * 1.25
Then, calculate the decrease in revenue due to the decrease in selling price by multiplying the decrease in selling price ($1.50) by the original number of units sold. Since the number of units sold has increased by 25%, you can multiply the decrease in selling price by 1.25 to account for the increase in units sold:
Decrease in revenue due to selling price = $1.50 * 1.25
Finally, subtract the decrease in revenue due to the selling price from the total increase in revenue to get the revised net operating income:
Revised net operating income = Total increase in revenue - Decrease in revenue due to selling price
2) To calculate the revised net operating income when the selling price increases by $1.50 per unit, fixed expenses increase by $20,000, and the number of units sold decreases by 5%, you need to consider the impact of all three factors. First, calculate the increase in revenue due to the increase in selling price by multiplying the increase in selling price ($1.50) by the original number of units sold. Since the number of units sold has decreased by 5%, you can multiply the increase in selling price by 0.95 to account for the decrease in units sold:
Increase in revenue due to selling price = $1.50 * 0.95
Next, subtract the increase in fixed expenses ($20,000) from the total calculated in the previous step, as fixed expenses are an additional cost:
Total increase in revenue after accounting for fixed expenses = Increase in revenue due to selling price - Increase in fixed expenses
Finally, subtract the total increase in revenue after accounting for fixed expenses from the original net operating income to get the revised net operating income:
Revised net operating income = Original net operating income - Total increase in revenue after accounting for fixed expenses
3)To calculate the revised net operating income when the selling price per unit increases by 12%, variable expenses increase by 60 cents per unit, and the number of units sold decreases by 10%, you need to consider the impact of all three factors. First, calculate the increase in revenue due to the increase in selling price by multiplying the increase in selling price (12%) by the original number of units sold:
Increase in revenue due to selling price = 12% of original net operating income
Next, calculate the increase in variable expenses by multiplying the increase in variable expenses per unit ($0.60) by the original number of units sold.
Increase in variable expenses = $0.60 * original number of units sold
Next, subtract the increase in variable expenses from the increase in revenue due to selling price to get the total increase in revenue after accounting for variable expenses:
Total increase in revenue after accounting for variable expenses = Increase in revenue due to selling price - Increase in variable expenses
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In April, John and Mary sign the following contract: - If it rains in May, then John must give Mary a check for $10,000 - If John gives Mary a check for $10,000, Mary must mow the lawn. What truly happened those days is the following: It did not rain in May. - John gave Mary a check for $10,000 - Mary mowed the lawn. Part a: Write a first order logic statement to express the contract. Make sure that you clearly define what constants and predicates that you use are. (NOTE: DO NOT use functions)
Logic statement if it rains in May, then John must give Mary a check for $10,000. Conversely, if John gives Mary a check for $10,000, then Mary must mow the lawn.
The first-order logic statement that expresses the given contract is:
For constants:
John and Mary: individuals who signed the contractRain(x): a predicate that returns true if it rains on day xCheck(x, y): a predicate that returns true if John gives Mary a check for y dollars on day xMow(x): a predicate that returns true if Mary mows the lawn on day xThe contract statement can be expressed as:
For all x: (Rain(x) -> Check(May, 10000)) ∧ (Check(May, 10000) -> Mow(x))
This statement means that if it rains in May, then John must give Mary a check for $10,000. Conversely, if John gives Mary a check for $10,000, then Mary must mow the lawn.
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wanda is a buyer and waited until the last day of her inspection period to try to schedule an inspector. she then had to ask for an extension of the inspection period, which the seller signed. on what part of the sales contract you reviewed did wanda fail to deliver?
Wanda failed to deliver on the timeline outlined in the inspection period clause of the sales contract, as she waited until the last day to schedule an inspector and needed an extension.
In a typical sales contract, the inspection period clause outlines the timeline and process for the buyer to complete any necessary inspections of the property. The clause usually specifies a deadline for completing the inspection, which may be subject to negotiation between the buyer and seller at the time of contract signing. In this case, Wanda failed to comply with the timeline outlined in the inspection period clause by waiting until the last day to schedule an inspector. As a result, she had to ask for an extension, which the seller signed. By failing to complete the inspection within the specified time frame, Wanda may have breached the terms of the sales contract and could potentially forfeit any contingencies or rights to renegotiate the terms of the agreement.
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5. (6 points) A bond has payoffs of CF1 = $100, CF2 = $100, and CF3 = $1100. The discount rate is 10 percent. a. What is the bond’s value? Answer: PV= PV(CF1+CF2) + PV(CF3) = (10%,2,-100) + (10%,1,-1100) = 173.55 + 1000= $1173.55b. What is the new bond price if the discount rate decreases by 1 percent to 9 percent per year? Answer: PV= PV(CF1+CF2) + PV(CF3) = (9%,2,-100) + (9%,1,-1100) = 175.91 + 1009.17 = $1185.09c. By what percent did the bond increase in price? (Note: To calculate the percentage change in the bond price, use the formula (1+r) = (P1/P0) – 1 >=> (P1/P0) – 1, where P0 is the beginning price and P1 is the ending price.)
The change in the bond price is a 0.98 percent increase.
The bond's value is calculated as
PV= PV(CF₁+CF₂) + PV(CF₃) = (10%,2,-100) + (10%,1,-1100) = $173.55 + $1000 = $1173.55.
When the discount rate decreases to 9 percent, the new bond price is
PV= PV(CF₁+CF₂) + PV(CF₃) = (9%,2,-100) + (9%,1,-1100) = $175.91 + $1009.17 = $1185.09.
To find the percentage change in the bond price, use the formula:
(1+r) = (P₁/P₀) - 1,
where P₀ is the beginning price and P₁ is the ending price.
In this case, the percentage change is (1185.09/1173.55) - 1 = 0.0098 or 0.98% increase in bond price.
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if a client mentions having a problem, the practitioner must:
If a client mentions having a problem, the healthcare practitioner duty is to show empathy and actively listen to his problem.
As a practitioner, if a client mentions having a problem, your first priority should be to actively listen to the client and show empathy towards their situation. It's important to create a safe and non-judgmental environment where the client feels comfortable sharing their concerns.
After listening to the client, you should ask open-ended questions to clarify the nature of the problem and gather more information about the client's experience. It's important to avoid making assumptions or jumping to conclusions about the problem, and instead seek to understand the client's perspective fully.
Once you have a clear understanding of the problem, you can work with the client to develop a plan of action to address it. This might involve providing support, guidance, or referral to other professionals as needed.
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Merchandise with a sales price of $12,100 is sold on account with terms 2/10, n/30. The journal entry to record the sale would include a Debit to Customer Refunds Payable for $242 Debit to Cash for $12,100 Debit to Accounts Receivable for $12,100 Credit to Sales for $11,858
The journal entry to record the sale on account would be: Debit Accounts Receivable for $12,100, Debit Customer Refunds Payable for $242, Debit Cash for $12,100, and Credit Sales for $11,858
The journal entry to record the sale of merchandise on account with terms 2/10, n/30 would include a debit to Accounts Receivable for the full amount of the sale, which is $12,100, and a credit to Sales for the net amount, which is $11,858. This is because the terms 2/10, and n/30 mean that the buyer can take a 2% discount if they pay within 10 days, or they can pay the full amount within 30 days.
Since the buyer has the option to take the discount, the seller needs to create an account to track potential refunds. Therefore, the entry should include a debit to Customer Refunds Payable for the potential discount amount of $242 (which is 2% of $12,100) in case the buyer takes advantage of the discount. If the buyer pays within 10 days, the seller would credit Customer Refunds Payable and debit Cash for the amount of the discount.
Finally, the entry should also include a debit to Cash for the full amount of the sale, which represents the amount that the seller expects to receive if the buyer does not take the discount and pays within the 30-day window.
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