According to ASC Topic 606 guidance for revenue recognition, There Is an additional performance obligation for additional goods or services If the customer could obtain the same rights to additional goods or services without entering into the current contract agreement.
What is meant by a performance obligation?
A commitment to supply a specific good or service, or a range of specific goods or services, as indicated by the revenue standard, is a performance obligation.
What kind of performance responsibility is this, specifically?
Retailer Peter consents to provide Bob a new washing machine. Delivering the washing machine to Bob in exchange for the specified amount is the performance obligation, according to the customer invoice.
What is a performance obligation?
A pledge to transfer products or services to a consumer is a part of a contract. The promises are performance obligations and need to be handled separately if those goods or services are distinct.Learn more about performance obligation
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Generally, a captive finance company is wholly owned by major manufacturing companies with the purpose of providing financing to customers purchasing the parent company's product.
True
The following statement "A captive finance company is wholly owned by major manufacturing companies with the purpose of providing financing to customers purchasing the parent company's product" is true.
The purpose of a captive finance firm, which is a totally owned subsidiary, is to finance consumer purchases or retail products that the parent company sells. In other words, a captive finance firm aids in the financing of large acquisitions by the parent company's clients.
A captive financing firm is often held entirely by the parent corporation. The retail and car industries contain the most well-known instances of captive finance businesses. In the auto industry, captive finance businesses provide automobile loans to buyers that require financing.
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if there is only one variable input, diminishing marginal returns first occur with the production of which unit of output?
If there is only one variable input, diminishing marginal returns first occur with the production of the 5th unit attached below.
What is diminishing marginal returns?Generally, In the field of economics, the concept of diminishing returns refers to a situation in which the marginal output of a production process decreases as the quantity of a single factor of production is incrementally increased while all other factors of production remain constant.
According to the principle of diminishing marginal returns, the amount by which output increases as a result of adding a new factor of production becomes progressively smaller. After a certain level of optimal capacity utilization, the addition of any larger amounts of a factor of production will invariably result in decreased per-unit incremental returns. This is because of the law of diminishing marginal returns.
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CQ is attached below
Common stock (par $1; no changes during the current year). Shares authorized, 500,000. Shares issued, ?; issue price $22 per share. Common Stock account, $200,000. Shares held as treasury stock, 3,000 shares, cost $20 per share. Net income for the current year, $147,750. Dividends declared and paid during the current year, $49,250. Retained Earnings balance, beginning of the year, $155,000. Required: Complete the following: TIP: To determine the number of shares issued, divide the balance in the Common Stock account by the par value per share. (Round "per share" answers to 2 decimal places.) 1-a. Shares authorized 1-b. Shares issued 1-c. Shares outstanding 2. The balance in Additional Paid-in Capital would be 3. Earnings per share is 4. Dividends paid per share of common stock is 5. Treasury stock should be reported in the stockholders' equity section of the balance sheet in the amount of 6. Assume that the board of directors approved a 2-for-1 stock split. After the stock split, the par value per share will be FFF
Stock consists of all the shares by which ownership of a corporation or company is divided.
Explain the whole process
The Equity Section of the Nortech Corporation's Balance Sheet is as follows:
Common Stock:
500,000 shares, Authorized at $1 par value
200,000 Issued Shares at $1 = $200,000
Additional Paid-in Capital = 4,143,000
3,000 shares, Treasury stock (3,000)
Retained Earnings = 253,500
Total Equity $4,593,500
1. Shares Outstanding = 197,000 (200,000 - 3,000)
2. Balance in Additional Paid-in Capital = $4,143,000
3. Earnings per share = $0.75 ($147,750/197,000)
4. Dividend per share = $0.25 ($49,250/197,000)
5. The Treasury stock is reported as $3,000 on the balance sheet.
6. With a 2-for-1 stock split, the par value becomes $0.50 ($1/2)
Data and Calculations:
Par value of Common Stock = $1
Authorized Shares = 500,000 shares
Issue price per share = $22
Common Stock Account = $200,000
Issued Shares = 200,000 shares ($200,000/$1)
Treasury Stock = $3,000 (3,000 x $1)
Additional Paid-in Capital = $4,200,000 (200,000 x $21)
Additional Paid-in Capital (Treasury Stock) = $57,000 ($19 x 3,000)
Balance of Additional Paid-in Capital = $4,143,000 ($4,200,000 - $57,000)
Retained earnings for the year:
Beginning Balance $155,000
Net income 147,750
Dividends paid (49,250)
Ending Balance $253,500
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Imagine you are 25 years old and have a long investment time horizon. What type of mutual fund would not be best for your portfolio?.
Imagine you are 25 years old and have a long investment time horizon. The money market fund would not be best for your portfolio.
What do you mean by the mutual fund?A mutual fund is a collection of funds that is professionally managed by a fund manager. A trust that invests money in stocks, bonds, money market instruments, and/or other securities after collecting funds from a number of participants who have similar investing goals.
Although there are numerous mutual fund varieties, the majority of them fall into one of four broad groups: stock funds, money market funds, bond funds, and target-date funds.
Low Fees: Considering the costs involved, mutual funds are one of the greatest investment options. When compared to investing directly in the capital markets, they are generally less expensive since the advantages of scale in brokerage, custodial, and other fees translate into lower costs for investors.
Therefore, Imagine you are 25 years old and have a long investment time horizon. The money market fund would not be best for your portfolio.
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according to the periodicity assumption, companies can only review their financial health at the end of their fiscal year?
The following statement "According to the periodicity assumption, companies can only review their financial health at the end of their fiscal year" is true.
A company can submit its financial results within a set amount of time, according to the periodicity assumption. In most cases, this denotes that an organization routinely discloses its performance and financial flows on a monthly, quarterly, or yearly basis.
The business entity assumption, the accounting period assumption, the going concern assumption, and the money measurement assumption are the four fundamental presumptions that serve as the foundation of the financial accounting framework.
The above question is incomplete, the complete question is:
According to the periodicity assumption, companies can only review their financial health at the end of their fiscal year? True/False
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What are the 6 most important parts of a business plan?.
A market/competitive study, a description of your product(s) or service(s), a description of your leadership and executive team, a description of your executive summary, financials (how much money you need and when you'll pay it back), and a description of your product(s) or service(s).
Which section of a business strategy is the most crucial?Possibly the most crucial part of the business strategy is the executive summary. The writing must be clear, precise, and concise. The executive summary alone will often determine whether readers will continue reading your business plan.A strong business plan must contain six key components.A market/competitive study, a description of your product(s) or service(s), a description of your leadership and executive team, a description of your executive summary, financials (how much money you need and when you'll pay it back), and a description of your product(s) or service(s),blueprint for a campaign.To learn more about Business strategy refer to:
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Anne owns a business that trades in perishable commodities. Which property would anne be interested to invest in?.
The perishable good in which she will be interested is Trade warehouse. The can be destroyed and then utilized again in the future. The St. Ann's Warehouse is a theater located in Brooklyn, New York.
What exactly is a perishable good?Commodities classified as perishables quickly decay if improper storage practices are not followed. Typically, perishable goods need to be stored in a refrigerated environment.
Describe a commodity.Any physical good, including food, grains, and metals, that can be exchanged for another item of the same type and that investors purchase or sell, typically through futures contracts, is referred to as a commodity.
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an investor purchased 100 shares of lmn stock in 2013 at a price of $40 per share. soon after, lmn declared a 25% stock dividend. three years after the shares were purchased, they were sold at $50. which of the following statements are correct?
An investor purchased 100 shares of stock in 2013 for $40 per share. soon after, it declared a 25% stock dividend. three years after the shares were purchased, they were sold at $50. Hence, options 2 and 4 are appropriate when the stock is being dividend.
Who is Investor?A person or entity that invests in another with the hopes of making a profit in the future is known as an investor. By definition, anyone who invests money in something qualifies as an investor.
An Investor is a person who purchases shares of a company also to hold them for a long period because they believe the firm will prosper in the future. Investors typically have two priorities: Value: Investors need to consider how fairly the shares of a company are priced.
Investors are frequently reimbursed for their ownership stake in the company or the portion of the company that they possess as a result of their contribution.
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If a perfectly competitive firm is producing a level of output where its marginal cost is greater than market price, it should raise its price.
a. True
b. False
The statement is valid because the firm should raise output when marginal revenue is higher than marginal cost and decrease output while marginal revenue is lower.
Are prices set at marginal costs in a perfectly competitive market?Any producer who maximizes their profits must sell their goods at a price equal to their marginal cost (P = MC) in a market with perfect competition. Inferred from this is that a factor's price is equal to its marginal revenue product.The output level at which the last unit's marginal revenue equals its marginal cost, or MR = MC, is the level of output that maximizes a firm's overall profit.The firm should raise output when marginal revenue is higher than marginal cost and decrease output while marginal revenue is lower.To learn more about Marginal cost refer to:
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why does technical analysis receive little support from academically oriented students of investments?
Technical analysis is a trading strategy that analyzes price movements and chart patterns to find trading opportunities and evaluate assets.
Technical analysis: What does it mean?Technical analysis is a trading discipline that is employed in the assessment of investments and the spotting of trading opportunities. This is accomplished by looking at statistical trends in data gathered from trading operations, such as price and volume movement.
The performance of a security on a daily chart, for instance, might be the first thing a trader examines. When determining the best time to buy a stock if it is consistently performing positively, a trader may look at its hourly chart.
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on february 1, 2020, waterway industries factored receivables with a carrying amount of $675000 to carla vista co. carla vista co. assesses a finance charge of 3% of the receivables and retains 5% of the receivables. relative to this transaction, you are to determine the amount of loss on sale to be reported in the income statement of waterway industries for february. assume that waterway factors the receivables on a without recourse basis. the loss to be reported is o $0. o $20250. o $33750. o $54000.
For the month of February, the waterway industries' revenue statement must include a $20,250 loss on sale.
Define the term income statement?An income statement displays the revenues, costs, and profitability of a business over time. It is also sometimes referred to as an earnings statement or a profit-and-loss (P&L) statement. It displays your sales revenue for goods and services. expenses for running your business and generating revenue.The provided data are listed below in accordance with the scenario:
Takings = $675000
Finance costs = 3% of the amount owed
Retains equal 5% of the amount due
Both refundable and nonrefundable retention amounts are available.
Due to the lack of such information about retention rate.
Therefore, we regard it as a refundable amount.
Thus, the company's loss is limited to finance costs.
So, Loss = 3% × $675,000
= $20,250
Thus, for the month of February, the waterway industries' revenue statement must include a $20,250 loss on sale.
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At the time of the stock market crash, the government did not insure bank deposits, so.
At the time of the stock market crash, the government did not insure bank deposits, so customers lost their savings if a bank collapsed.
Banks had put their savings in the stock market, which caused the stock market crisis to undermine the country's banks. The stock market crisis had an impact on everyone, even though a small portion of Americans had made investments. Banks suffered millions of dollars in losses, which led them to foreclose on personal and company loans. This put pressure on borrowers to repay their debts whether or not they had the money on hand.
The RFC was given money by the Emergency Assistance and Construction Act of 1932, which also contained extra funding for regional, state, and federal public works initiatives, to lend to the states as a means of relief.
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the expected costs for the maintenance department of stazler, inc., for the coming year include: fixed costs (salaries, tools): $60,750 per year variable costs (supplies): $1.4 per maintenance hour the assembly and packaging departments expect to use maintenance hours relatively evenly throughout the year. the fabricating department typically uses more maintenance hours in the month of november. estimated usage in hours for the year and for the peak month is as follows: yearly hours monthly peak hours assembly department 5,000 520 fabricating department 6,700 1,560 packaging department 10,800 520 total maintenance hours 22,500 2,600 actual usage for the year by: assembly department 3,250 fabricating department 6,800 packaging department 10,000 total maintenance hours 20,050 required: 1. calculate a variable rate for the maintenance department. round your answer to the nearest cent. $fill in the blank 1 per maintenance hour calculate the allocated fixed cost for each using department based on its budgeted peak month usage in maintenance hours. round your answers to the nearest dollar.
The allocated fixed cost for each using department based on its budgeted peak month usage in maintenance hours is shown below:
variable rate = $1.30 per maintenance hour
Department Allocated Fixed cost Assembly $12,150
Fabrication $36,450
Packaging $12,150
Total $60,750
A budget refers to a list you write down to decide how you will spend your money every month. A budget makes you ensure you will have enough money each month. If you don't have a budget, you might run out of money before your next paycheck. A budget helps you to plan how much money you spend.
The allocated fixed cost for each using department based on its budgeted peak month usage in maintenance hours is shown below:
variable rate = $1.30 per maintenance hour
Department Peak Number Allocated
of hours Fixed cost
Assembly (520/2,600) x $60,750 $12,150
Fabrication (1,560/2,600) x $60,750 $36,450
Packaging (520/2,600) x $60,750 $12,150
Total 2,600/2,600 $60,750
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On January 1, 2022, Crane Company had a balance of $382,000 of goodwill on its balance sheet that resulted from the purchase of a small business in a prior year. The goodwill had an indefinite life. During 2022, the company had the following additional transactions. 2 Purchased a patent (7-year life) $297,150. July 1 Acquired a 10-year franchise; expiration date July 1, 2,032, $590,400. Sept. 1 Research and development costs $176,000. Jan. (a) Your answer is correct. Prepare the necessary entries to record the transactions related to intangibles. All costs incurred were for cash. (Record entries in the order displayed in the problem statement. Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter for the amounts.) Date Account Titles and Explanation Debit Credit 1/2/22 Patents 297150 Cash 297150 7/1/22 V Franchise 590400 Cash 590400 9/1/22 Research and Development Expense 176000 Cash 176000 Make an entry as of December 31, 2022, recording any necessary amortization (Round answers to decimal places, e.g. 125. Credit account titles are automatically indented when the amount is entered. Do not indent manually. If no entry is required, select "No Entry" for the account titles and enter for the amounts.) Account Titles and Explanation Debit Credit
The patent amount is $272,700 and the Franchise amount is $598,400.
A franchise (or franchising) is a way of distributing products or services regarding a franchisor, who establishes the brand's trademark or trade name and an enterprise system, and a franchisee, who will pay a royalty and frequently an initial charge for the proper to do commercial enterprise under the franchisor's name and gadget.
Date Account Titles and Explanation Debit Credit
01-02-2022| Patents $ 318,150
B B Cash $ 318,150
(To record purchase of patents)
07-01-2022| Franchise $ 633,600
Cash $ 633,600
(To record franchise acquired)
09-01-2022| Research and Development expense $ 182,500
Cash $ 182,500
(To record research and development costs)
Date Account Titles and Explanation Debit Credit
Dec-31| Amortization expense $80,650
Franchise ($633,600/9*6/12 $35,200
Patents ($318,150/7) $45,450
(To record the amortization expense)
Patents = $318,150 - $45,450 = $272,700
Franchise = $633,600 - $35,200 = $598,400
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yasmin co. can further process product b to produce product c. product b is currently selling for $30 per pound and costs $28 per pound to produce. product c would sell for $55 per pound and would require an
Some decisions, like whether to continue processing some products or replace machinery, are made based on differential costs rather than total costs.If there is an increase in profit, the decision is taken in favor.
The best choice is (d), which is $31 per pound.
The cost difference between two decision alternatives is called differential cost.
How does differential cost work?
The cost difference between two alternatives is referred to as differential cost.When a company is presented with a number of comparable options and must choose between one and eliminating the other, this incurs a cost.
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mary is buying a property from pamela. the property is located in southern california. who typically pays the transfer tax in this area?
Seller, Payment of transfer tax is negotiable. Generally, the seller pays this tax in Southern California and buyers typically pay this tax in Northern California. Remember, Southern = Seller.
The time period “negotiable” in a negotiable tool refers back to the fact that they are transferable to unique events. If it is transferred, the new holder obtains the total criminal identity to it. Non-negotiable contraptions, however, are set in stone and can not be altered in any way. The unions must take the possibility to barter in addition pay deals as quickly as feasible.
An asking price, or listing charge, is the quantity that a vendor lists their home for after they promote it. it is actually what they're asking a customer to pay. but asking fees are negotiable and are often just a starting point — houses can promote for better or lower than their asking charge. suitable negotiations make contributions considerably to commercial enterprise achievement, as they: help you construct better relationships. supply lasting, fine solutions—in place of negative short-term answers that don't satisfy the desires of both celebrations. help you avoid destiny troubles and conflicts.
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a portfolio has 30% of its value in ibm shares and the rest in microsoft (msft). the volatility of ibm and msft are 35% and 30%, respectively, and the correlation between ibm and msft is 0.5. what is the standard deviation of the portfolio? group of answer choices 23.61% 27.78% 31.95% 30.56%
The standard deviation of the portfolio is 27.78% if the correlation between IBM and MSFT is 0.5
The standard deviation of the portfolio can be determined by using the following formula;
standard deviation = √(Volatility MSFT)^2 × (Volatility IBM)^2 + (MSFT shares)^2 × (IBM shares)^2 + 2 × MSFT shares × IBM shares × Volatility MSFT × Volatility IBM × Correlation
Substituting the values in this equation to find the standard deviation of the portfolio as follows;
standard deviation = √(0.3)^2 × (0.35)^2 + (0.7)^2 × (0.3)^2 + 2 × 0.3 × 0.7 × 0.35 × 0.3 × 0.5
standard deviation = √0.09 × 0.1225 + 0.49 × 0.09 + 2 × 0.3 × 0.7 × 0.35 × 0.3 × 0.5
standard deviation = √0.011025 + 0.0441 + 0.02205
standard deviation = √0.077175
standard deviation = 0.2778 = 27.78%
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you have told the supplier that you need to prepare fried chicken. you have said you want sanderson farms brand and that you want a grade a fryer. of the following, which is the most critical piece of information to also include? (hint: consider what the class of bird (fryer) already tells you).
You've informed the supplier that you need chicken for fried chicken and that you need it. You've stated that you want a Grade A fryer and the Sanderson Farms brand.
What do the chickens at Sanderson Farms eat?Most of the corn and soybean meal in chicken feed is balanced with additional vitamins and nutrients. The nutritionists on staff at Sanderson Farms make sure the food of their hens provides all the nutrients required to raise healthy, premium fowl.All poultry in grade C is used by food manufacturers rather than being sold to customers. The U.S. inspector grades poultry based on three quality-grading criteria: conformation, fleshing, and fat covering.All Sanderson Farms chicken products are proudly made in the United States, with no chicken ever coming from elsewhere, as stated on the labels of our goods.W. Stephen Damron claims that poultry encompasses a wide range of domestic birds of various kinds, whether they are alive or dressed.To learn more about Sanderson Farms refer to
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all va employees paid and unpaid, trainees and contract staff are prohibited from receiving gifts or favors from prohibited or restricted sources. which of the following is a prohibited or restricted source?
VA employees and trainees are prohibited from receiving gifts.
What are some ethical issues around accepting gifts?Companies provide instructions, typically found in the company code of ethics, to help prevent their employees from giving or accepting unethical gifts or hospitality. The code will specify the company's stance on gifts and hospitality and provide guidance for staff on best practices. Codes of ethics frequently make mention of a gifts and hospitality policy that supplements the code's recommendations.In order to promote high standards of honesty and integrity in decision-making and behavior, a gift and hospitality policy needs to be consistent with all other elements of an organization's ethics program. Giving or accepting corporate hospitality that offends or discriminates on the basis of gender or religion, for instance, would be improper as it would go against the moral principles of the company providing the hospitality.To learn more about ethical issues, refer to
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Charlie’s company makes custom-designed furniture. He purchases hardware for the furniture in bulk from a distributor in a nearby state. What kind of e-commerce platform does charlie most likely use to order the hardware?.
Charlie’s company makes custom-designed furniture. He purchases hardware for the furniture in bulk from a distributor in a nearby state. The online storefront e-commerce platform does charlie most likely use to order the hardware.
What is e-commerce?The term "eCommerce" refers to businesses and individuals that purchase and resell goods and services online. E-commerce can be done on computers, tablets, cellphones, and other smart devices, and it operates in a variety of market categories.
Online purchasing and selling of physical goods and services are known as e-commerce. To complete a transaction, more than one party is involved, along with the transfer of money or data. It is a component of the larger field of electronic business (e-business), which includes all of the procedures needed to run a business online.
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Behati bought a couch at a store that was having a "buy now, pay later" sale. she bought the couch for $800, but she doesn’t have to pay anything for 60 days. in 60 days, she will have to pay $800 plus $50 in interest. which type of credit did she use? an installment sales credit an installment cash credit a single lump-sum credit a bank line of credit
Behati used an installment sales credit to buy a couch at a store that was having a "buy now, pay later" sale. Thus, Option (A) is correct.
An installment sales credit is a type of credit arrangement where the buyer acquires a product or service and agrees to make payments over time in fixed installments.
In this case, Behati bought the couch for $800 but was allowed to defer payment for 60 days, making it a "buy now, pay later" transaction. The $800 cost, along with the additional $50 in interest, will be paid in installments after the 60-day grace period.
This credit option provides flexibility to consumers who may not have the immediate funds to make a purchase, allowing them to spread payments over time.
Thus, Option (A) accurately shows the type of credit that Behati used in order to purchase the couch.
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Behati bought a couch at a store that was having a "buy now, pay later" sale. She bought the couch for $800, but she doesn't have to pay anything for 60 days. In 60 days, she will have to pay $800 plus $50 in interest. Which type of credit did she use?
a) an installment sales credit
b)an installment cash credit
c)a single lump-sum credit
d)a bank line of credit
diego company paid $180,000 cash to acquire a group of items consisting of land appraised at $50,000 and a building appraised at $150,000. allocate total cost to these two assets and prepare an entry to record the purchase.
Answer:
Explanation: 1. 25%. 75%
180,000*25%= 45,000 180,000*75%=135000
2. Land 45,000
Building 135,000
Cash 180,000
The total cost to these two assets is 45,000 and 135000 respectively.
What is an asset?An asset is considered a resource of the business that has an economic value in the future to the business which helps business activities to take place smoothly.
This is referred to as owning the business to carry out natural functioning. Both fixed and current assets are included. In contrast to current assets, which include creditors and bill receivables, fixed assets include things like buildings, machinery, and land.
The asset turnover ratio is used to assess how well assets are utilized in any organization to create revenue. It says that the assets will generate more income and a higher asset turnover ratio.
Allocation of the total cost to these two assets
Explanation: 1. 25%.
180,000*25%= 45,000
Explantion for asset two = 75%
180,000*75%=135000
2. An entry to record the purchase is
Land 45,000
Building 135,000
Cash 180,000
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the goal of this activity is to challenge your knowledge of the barriers to diversity. rev: 11 07 2019 qc cs-189527 the following represent hypothetical statements made by people in organizations. for each statement, select the specific barrier to diversity that the example best depicts.
Organizations encounter several difficulties and obstacles in efficiently expanding and embracing diversity in their workplaces.
Organization barriers:Some of these hurdles are caused by employees who are opposed to change the company to make it more diverse. This activity is significant because managers will regularly encounter resistance to this form of change, and managers must be able to detect when this occurs so that they can manage the business and its people through this necessary and highly important type of change.
"Affirmative action measures accomplish nothing but make it more difficult for talented white guys to obtain employment."
]
Fear of discrimination towards members of the majority group.
"This position necessitates the ability to interact with groups of mostly Japanese males. Anyone other than a Japanese guy will lack the necessary history to gain the trust of potential clientele."
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exercise 12-3 (static) indirect: reporting cash flows from operations lo p2 arundel company disclosed the following information for its recent calendar year. income statement data selected year-end balance sheet data revenues $ 100,000 accounts receivable decrease $ 24,000 expenses: purchased a machine for cash 10,000 salaries expense 84,000 salaries payable increase 18,000 utilities expense 14,000 interest payable decrease 8,000 depreciation expense 14,600 interest expense 3,400 net loss $ (16,000) prepare the operating activities section of the statement of cash flows using the indirect method.
If cash flows from operations lo p2 arundel company disclosed the following information for its recent calendar year. The Net Cash flow from Operating activities is $32,600.
How to find the Net Cash flow from Operating activities?Cash flow from Operating activities
Net loss ($16,000)
Adjustment :
Add Depreciation expense $14,600
Add Decrease in accounts receivable $24,000
Add Increase in salaries payable $18,000
Less Decrease in accrued liabilities ($8,000)
Net Cash flow from Operating activities $32,600
Therefore the Net Cash flow from Operating activities is $32,600.
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Is a credit union safer than a bank?.
No,Credit union are not safer than a Bank.
Institution that is not for profit is a Credit union. Retail banks are businesses that make money.
What is Credit union?
While banks typically have more modern mobile apps and online technology, credit unions typically charge lesser fees and offer greater interest rates on savings accounts and loans.Banks frequently have more locations and ATMs in the country. Some credit unions counteract this benefit with a network of 5,600 CO-OP Shared Branch locations and more than 54,000 surcharge-free ATMs.Credit unions are renowned for offering superior client service, in contrast to huge national banks who frequently have more rigid policies and less discretion in their decision-making.Credit unions are owned by their members and are Non-profit organizations. Banks are required to turn a profit for their shareholders, while credit unions are not required to do the same for their members.Hence Credit Union is not safer than a Bank.
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No, Credit union are not safer than a Bank.
What is Credit union?While banks typically have more modern mobile apps and online technology, credit unions typically charge lesser fees and offer greater interest rates on savings accounts and loans. Banks frequently have more locations and ATMs in the country. Some credit unions counteract this benefit with a network of 5,600 CO-OP Shared Branch locations and more than 54,000 surcharge-free ATMs. Credit unions are renowned for offering superior client service, in contrast to huge national banks who frequently have more rigid policies and less discretion in their decision-making. Credit unions are owned by their members and are Non-profit organizations. Banks are required to turn a profit for their shareholders, while credit unions are not required to do the same for their members.
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which of the following activities are involved in recruiting employees? multiple select question. provide on-the-job training find potential applicants screen the best applicants prepare compensation packages prepare a job description
The activities that are involved in recruiting employees are:
B. find potential applicantsC. screen the best applicants, andE. prepare a job descriptionWhat is a recruitment process?The recruitment process refers to finding the potential applicant with the best skills, experience, and personality to fit the job. It involves several collection and reviewal of resumes, conducting job interviews, and finally selecting and onboarding an employee to start working for the establishment.
Therefore, the correct answers are as given above. Consequently, when recruiting employees, as an employer, you make description of the job you need applicant for, look for applicant and then screen applicants.
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FILL IN THE BLANK. the decisions about impact and engagement of an advertisement fall into the category of ____ decisions. sales objectives budget message media advertising evaluations
The decisions about impact and engagement of an advertisement fall into the category of media decisions.
What is media advertising?Media advertising includes production services and copyrighting services and includes outdoor advertising as well as advertising in newspapers, magazines, radio, and television. The dissemination of a promotional message uses advertising media. Online banners, radio spots, billboards, television commercials, and newspaper ads are a few examples of print media. There are three different types of media: printed media, broadcast media, and the internet.
The means by which businesses reach out to and interact with consumers through advertising media. To reach consumers with their message, brands use a variety of advertising media. The four main categories of advertising media are print, television, outdoor signs, and digital media ads. In printed materials like magazines or newspapers, you can find print advertisements.
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Suppose the owners of the bank borrow $100 to supplement their existing reserves. This would increase the reserves account and ________(increase/decrease) the ________ account.increasedebt
Suppose the owners of the bank borrow $100 to supplement their existing reserves. This would increase the reserves account and increase the debit account.
What is reserve account ?Assume a company wishes to set aside money to develop a new office building in the future. In this scenario, an accountant would credit $2 million to their office building reserve. In addition, the accountant would debit the equivalent amount from the company's retained earnings account.A reserve fund is a savings account or other highly liquid asset set aside by an individual or corporation to cover any unforeseen future bills or financial responsibilities.Reserves are similar to savings accounts in that they accumulate cash for a future use. Surpluses from operations or scheduled transfers that have been planned and budgeted might be used to fund a reserve.To learn more about reserves account refer,
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which term identifies the concept that investors need to purchase investments in which they can feel comfortable?
Risk return tradeoff identifies the concept that investors need to purchase investments in which they can feel comfortable.
What are the basic principles of investing?
An asset or item purchased with the intention of generating income or appreciation is referred to as an investment. The term "appreciation" describes a rise in an asset's value over time. When a person buys a product as an investment, they don't intend to use it right away; instead, they plan to use it to make money later on.
According to the risk-return tradeoff, the potential reward increases as the risk does. By applying this theory, people believe that low levels of uncertainty or risk will result in low potential rewards, whereas high levels of uncertainty or risk will result in high potential returns.
Therefore, The risk-return trade-off refers to the trade-off between risk and return that an investor must make when deciding which investments to make.
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Refer to Figure 13.3. Assume the economy is at Point A. Higher oil prices shift the aggregate supply curve to AS2. If the government decides to counter the effects of higher oil prices by increasing government spending, then the price level will be ________ than P2 and output will be ________ than Y2.
greater; greater
Assume the financial system is at factor A. better oil price shift the aggregate supply curve to AS2. If the authorities decide to counter the results of better oil fees by increasing government spending, then the rate stage may be greater than P2 and output could be greater than Y2.
The primary is thru its impact on combination delivery this has become referred to as a “rate surprise.” in this view, oil price growth results in an initial upward shift inside the aggregate delivery curve on the way to boost costs output falls alongside a downward-sloping combination call for the curve.
A lower combination demand will cause the quick-run mixture to deliver the curve to shift to a rightward or downward path because workers and companies will regulate their expectation of wages and charges downwards and they'll take delivery of decreased wages and costs.
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