At the time of the stock market crash, the government did not insure bank deposits, so.

Answers

Answer 1

At the time of the stock market crash, the government did not insure bank deposits, so customers lost their savings if a bank collapsed.

Banks had put their savings in the stock market, which caused the stock market crisis to undermine the country's banks. The stock market crisis had an impact on everyone, even though a small portion of Americans had made investments. Banks suffered millions of dollars in losses, which led them to foreclose on personal and company loans. This put pressure on borrowers to repay their debts whether or not they had the money on hand.

The RFC was given money by the Emergency Assistance and Construction Act of 1932, which also contained extra funding for regional, state, and federal public works initiatives, to lend to the states as a means of relief.

To know more about Stock market crash here

https://brainly.com/question/3956357

#SPJ4


Related Questions

what will happen to the money supply and the equilibrium interest rate if the federal reserve sells treasury securities?

Answers

"The amount of money in circulation will drop, and the equilibrium interest rate will rise," when  the money supply and the equilibrium interest rate if the federal reserve sells treasury securities.

On December 23, 1913, President Woodrow Wilson signed the Federal Reserve Act, which established the Federal Reserve. It is the United States' central bank, and it was established to give the country a more secure and stable financial and monetary system.

The Federal Reserve has four duties: implementing monetary policy, To ensure the banking and financial system, banks and other financial institutions are regulated and overseen. To reduce the risks associated with the financial markets, keep the financial system stable while also providing the US government, financial institutions, and the nation's payment systems with financial services.

To learn more about federal reserve here:

brainly.com/question/3468194

#SPJ1

when selling stocks, which method of calculating basis provides the greatest opportunity for minimizing gains or increasing losses? a) lifo b) fifo c) weighted average d) specific identification e) none of the choices are correct.

Answers

Specific Identifications are the best methods for selling stocks that provide the greatest opportunity for minimizing gains or increasing losses. Hence, option D is appropriate.

What are stocks?

All of the shares used to split ownership of such a company or an organization constitute stock in the financial world. A single share of stock represents a fractional ownership interest in the company based on the total number or shares.

An investment in a business is known as a stock. Company can issue stock ability to raise capital to fund operational expenses and drive expansion, and investors purchase those stock shares in order to have the chance to make a profit.

Hence, option D is correct.

Learn more about the Stocks here:

https://brainly.com/question/28663581

#SPJ1

ethan worked as a salesperson for a pharmaceutical company. for the past year he missed every sales quota and stretch goal originally set at the beginning of the year. even though his boss worked with him and sent him to receive additional training, ethan improved only slightly. in addition, ethan was not a team player and often upset other employees. his boss has decided to let him go and is now considering what type of termination to use. which of the following describes a mutual-agreement termination?

Answers

The reason for a mutual agreement termination is option A: His boss wants Ethan to quit but decides to soften blow of the firing (as in a forced resignation).

The best way to let Ethan go that would prevent him from fully feeling the blow of being fired is to convince him to resign because he isn't doing what the company demands. To achieve mutual agreement for Ethan's job termination from the company, a forced resignation would be the best course of action in the scenario in question.

Employees believe that training is how the company is putting them in position for better opportunities. This promotes loyalty to the company and job satisfaction. To increase employee retention, training should emphasise the importance of the employee. Employees are interested in attending trainings and seminars to learn more.

To know more about resignation, refer to the following link:

https://brainly.com/question/28389408

#SPJ4

Complete question is:

Ethan worked as a salesperson for a pharmaceutical company. for the past year he missed every sales quota and stretch goal originally set at the beginning of the year. even though his boss worked with him and sent him to receive additional training, ethan improved only slightly. in addition, ethan was not a team player and often upset other employees. his boss has decided to let him go and is now considering what type of termination to use. Which of the following would be a reason for a mutual-agreement termination?

a.His boss wants Ethan to quit but decides to soften blow of the firing (as in a forced resignation)

b.The company is downsizing and has eliminated the employee's position

c.His boss fires him directly for failing to meet goals

d.Ethan think he can do better next year and wants another chance to increase his sales

2.4.8 You want to implement an access control list where only the users you specifically authorize have access to the resource. Anyone not on the list should be prevented from having access. Which of the following will the access list use?
A-Explicit allow, explicit deny
B-Implicit allow, implicit deny
C-Implicit allow, explicit deny
D-Explicit allow, implicit deny

Answers

The following will access list use is Explicit allow implicit deny. Option D.

Explicit allow in that users who are allowed access are specifically identified implicit deny will be used in that other users not explicitly allowed access is denied. Rule-based access control dynamically assigns users to roles based on criteria defined by managers or system administrators.

For example, if someone is only allowed access to her files at certain times of the day rule-based access control is the best option. Authorization is the process by which the server determines whether a client has permission to use a resource or access a file. Authorization is usually combined with authentication so the server has some idea of ​​who the client is requesting access to.

Learn more about The access list here:-https://brainly.com/question/14464816

#SPJ4

you deposit $15,000 in the bank. the account will pay interest at the rate of 8% per year, compounded annually. what will the balance in the account be at the end of the 5th year? g

Answers

$15k is deposited in the bank by you. Interest on the account will be paid at a compounded yearly rate of 8%. At the end of the fifth year, the account will have a balance of $22,039.92.

How is a future value computed and what does it mean?

The worth of a current asset in the future, or its future value (FV), is determined by an assumed rate of increase. Future value is important to investors and financial planners because it enables them to predict how much an investment made now will be worth in the future.

The formula for future value (FV) can be written as follows: FV= PV*(1+i)n, where PV is the present value, I is the interest rate, and n is the number of time periods.

The formula for calculating future value:

FV = [tex]P (1+r)^{n}[/tex]

FV = Future value  

P = Present value= $15000  

R = interest rate = 8%= 0.08

N = number of years= 5

Future value= [tex]P (1 + 0.08)^{5}[/tex]

=[tex]15000 (1.08)^{5}[/tex]

= $15000 X 1.469

= $22,039.92

Learn more about future value: https://brainly.com/question/24126303

#SPJ4

orda wireless game controller compatible with ps4/pro/pc,with motion motors, mini led indicator and anti-slip design - berry blue

Answers

The new edition of the controllers has a led on the touchpad and their buttons and sticks are gray as opposed to the lower back.

The automobiles generate linear motion immediately, which removes the want for actuators and couplings. movement control is a sub-discipline of automation whereby position or speed machines have managed the usage of motion manipulate tools, such as a linear actuator, electric powered motor, hydraulic pump, or servo motor. motion manipulation encompasses each era related to the motion of items.

There are four fundamental motor controllers and drive sorts: AC, DC, servo, and stepper, every having an enter power kind modified to the preferred output characteristic to healthy with an application.

A movement sensor or movement detector is a digital tool this is designed to detect and degree motion. motion sensors are used often in domestic and commercial enterprise security structures, however, they can also be located in phones, paper towel dispensers, sports consoles, and digital truth structures.

Learn more about motion motors here:-https://brainly.com/question/13305020

#SPJ4

The following is cost Information for the Creamy Crisp Donut Company. = Entrepreneur's potential earnings as a salarled worker = $55,000 Annual lease on building = $23,000 Annual revenue from operations = $320.000 Payments to workers = $130,000 Utilities (electricity, water, disposal) costs = $8,000 Value of entrepreneur's talent in the next best entrepreneurial activity = $80,000 Entrepreneur's forgone interest on personal funds used to finance the business = $6,000 Creamy Crisp's total economic costs are Multiple Choice S302,000. $161.000. $18.000. $167.000

Answers

Creamy Crisp's total economic costs will be $302,000. Hence, option a) is correct.

Total cost = $55,000+ $23,000+$130,000+$8,000 +$80,000+$6,000

               = $302,000

What is Total cost?

Total cost is a word used in economics to express how much it costs a corporation to produce a product or all associated costs. It can also be used to figure out how much using services will cost. A key metric of financial health is total cost. It offers particular details about the typical expenditures made by an individual or business. Total cost can help you assess whether you are overspending on a particular item and whether you need to reduce any of those prices.

Total cost in the context of a business can motivate an organization to seek out strategies to increase or decrease earnings.

To know more about Total cost refer:

https://brainly.com/question/28652728

#SPJ4

in the short run, perfectly (or purely) competitive firms will maximize their profit by producing which of the choices? select all that apply. any quantity where marginal revenue > marginal cost the quantity where marginal revenue

Answers

According to given statement the quantity where marginal revenue = marginal cost.

What does revenue mean?

Revenue is the entire revenues earned as from sale of goods or services related to a company's company's primary activity. Because it appears at the end of the wage statement, revenue, which is also know as total profits, is frequently referred as the "top line."

Is income the same as revenue?

You should be aware that "revenue" refers to the whole amount of money a business makes before deducting any expenses when comparing revenue and income. On the other hand, "income" is determined by deducting corporate expenses like depreciation, debt, taxes, and other charges from revenues.

To know more about Revenue visit:

https://brainly.com/question/28558536

#SPJ4

The complete question is-

In the short run, perfectly (or purely) competitive firms will maximize their profit by producing (select all options that apply):

- a quantity where marginal revenue > marginal cost.

- the quantity where marginal revenue = marginal cost.

- the largest quantity possible, not considering costs or revenues.

- a small quantity to drive up the price.

- the quantity where price equals marginal cost.

- none of the above are correct.

Consider a good with external costs. Which of the following descriptions characterizes quantities of goods between the market equilibrium quantity and the allocatively efficient quantity?
a) These quantities will not be produced by the private market, but the government can add these quantities to production using a subsidy, resulting in higher economic efficiency.
b) These quantities will not be produced by the private market, but the government can add these quantities to production using a tax, resulting in higher economic efficiency.
c) These quantities will be produced by the private market, but the government can eliminate these quantities from production using a subsidy, resulting in higher economic efficiency.
d) These quantities will be produced by the private market, but the government can eliminate these quantities from production using a tax, resulting in higher economic efficiency.

Answers

Consider a good with external costs. When the market equilibrium quantity is differe with the allocatively efficient quantity, these quantities will be produced by the private market, but the government can eliminate these quantities from production using a tax, resulting in higher economic efficiency (D).

Allocational efficiency or allocative efficiency is a characteristic of an efficient market where all capital is utilized in a way that is most beneficial to all the parties involved. Allocative efficiency represents an optimal distribution of products to consumers in an economy and an optiomal distribution of financial capital to firms among investors.

Allocative efficiency happens when all parties in a market are able to use the available data accurately and readily to make decision about how to utilize their resources. Allocative efficiency is located at an output level where the price equals the marginal cost (MC) of production.  In this condition, consumers are willing to pay the price that they believe is equal to the marginal utility (MU) they get.

Market equilibrium is achieved whe a certain amount of the individual commodity provides maximum satisfaction to society. Meanwhile allocative efficiency occures when the products produced close to the quantity desired by society.

To make sure the market equilibrium quantity and the Allocatively efficient quantity meet at the same point, the government could generate tax to eliminate these quantities of product desired. The private sector will be responsible to produce the desired products. The tax implemented by the government will decrease the quantity of products desired by society hence help the economy reach higher efficiency.

Learn more about Allocative Efficiency here: https://brainly.com/question/29316436

#SPJ4

which of the following are a type of overhead allocation method? (check all that apply). multiple select question. plantwide overhead rate method departmental overhead rate method division overhead rate method. activity-based costing method

Answers

Overhead rate method departmental is a type of overhead allocation method. Hence, option A is correct.

What is Overhead rate method ?

To calculate the overhead rate, divide the company's monthly sales by its total overhead costs. The overhead rate is calculated by multiplying this number by 100.

Overhead can be allocated in three different ways. Activity-based costing, diverse production departments, and a single factory overhead rate for the entire plant are the three techniques of costing that are employed.

This costing strategy divides overhead expenses among goods based on a predetermined overhead rate. The company's management calculates this rate at the beginning of the year by dividing the entire anticipated yearly overhead expenses by an allocation basis chosen by the company.

Thus, option A is correct.

For more information about Overhead rate method departmental, click here

https://brainly.com/question/16783482

#SPJ1

Answer:

Departmental overhead rate method

Plant wide overhead rate method

Activity based costing method

Explanation:

What are the personal entrepreneurial competencies of a successful entrepreneur?.

Answers

All entrepreneurs should have the following skills:

• Personal Skills:

These skills include creativity, determination, integrity, tenacity, emotional balance, and self-criticism.

• Social skills:

These competencies include communication, commitment/charisma, delegation and respect.

• Business Skills:

These competencies include business vision, resource management, networking, and negotiation skills. Entrepreneurship is the set of skills and behaviors required to start, develop, manage and grow a business. This includes the ability to manage the risks associated with running a business.

Being innovative and creative is important, but being competent is essential to business growth. These can be achieved through training, learning new skills, attitudes, personal relationships, initiative and information seeking to achieve entrepreneurial goals. Identify strengths and weaknesses.

Learn about entrepreneur:

https://brainly.com/question/353543

#SPJ4

The following data has been provided by Moretta Corporation, a company that produces forklift trucks:
Budgeted production 3400 trucks
Standard machine-hours per truck 2.9 machine-hours
Standard supplies cost $1.50 per machine hour
Actual production 3800 trucks
Actual machine-hours 10930 machine-hours
Actual supplies cost (total) $17496
Supplies cost is an element of variable manufacturing overhead. The variable overhead efficiency variance for supplies cost is:
A) $135 U
B) $135 F
C) $966 U
D) $966 F

Answers

The variable overhead efficiency variance for supplies cost is:

[tex]$135 U[/tex]

The difference between the number of hours actually worked and those that were budgeted, which are then multiplied by the hourly standard variable overhead rate, is known as the variable overhead efficiency variance. The equation is: Variable overhead efficiency variance = Standard overhead rate x (Actual hours - Standard hours)

[tex]=17496*910930-2.9)=1098 or135U[/tex]

A favorable variance occurs when the number of hours actually worked falls within the range of the budgeted number of hours. As a result, the standard overhead rate is applied over fewer hours, which reduces the cost that is spent. A favorable variance just indicates that the allocation base that was used to apply overhead was improved; it does not suggest that a company has really incurred less overhead.

Learn more about variable from

brainly.com/question/28248724

#SPJ4

Hedman Corporation has provided the following contribution format income statement. Assume that the following information is within the relevant range Sales (9,000 units) Variable expenses Contribution margin Fixed expenses Net operating income 270,000 202,500 67,500 63,750 36. What is the margin of safety percentage?

Answers

The margin of safety percentage is 6%

What is the margin of safety percentage?

The relevant range Sales (9,000 units) Variable expenses Contribution margin Fixed expenses Net operating income 270,000 202,500 67,500 63,750 36.

Below is a graph showing how the margin of safety percentage was calculated;

The ratio of the contribution margin is

Sales = Contribution margin

= ($675,00 ÷ $270,000)

= 0.25

In dollars, the current breakeven point is

= Contribution margin ratio Fixed cost

= ($63,750 ÷ 0.25)

= $255,000

The fact that

Safety margin = total sales - Sales at breakeven.

= ($270,000 - $255,000)

= $15,000

The current margin of safety% is

= MOS - Gross sales

= ($15,000 ÷ $270,000)

= 5.56%

= 6%

The margin of safety percentage is 6%.

To learn more about percentage refer to:

https://brainly.com/question/23305585

#SPJ4

There is a 6% margin of safety.

What is the percentage of the margin of safety?

The crucial range Sales (9,000 units) (9,000 units) Variable costs Margin of contribution Fixed costs 270,000 202,500 67,500, 63,750, and 36 were the net operating earnings.

The contribution margin ratio is Contribution margin = Sales

= ($675,00 ÷ $270,000) = 0.25

The current breakeven point in USD is Ratio of contribution margin Fixed price

= ($63,750 ÷ 0.25) = $255,000

Considering that,

Total sales minus sales at breakeven equals safety margin.

= ($270,000 - $255,000) = $15,000.

Currently, the margin of safety is %.

Gross sales equals MOS.

= ($15,000 ÷ $270,000) = 5.56% = 6% (Approx.)

To know more about Margin of safety visit:

brainly.com/question/13413495

#SPJ4

which of the following most likely contributes to a corporation's positive work atmosphere over the long term? having remote working policies for employees. treating suppliers fairly. engaging in cross-border business. being committed to ethical business practices.

Answers

Being committed to ethical business practices contributes to a corporation's positive work atmosphere over the long term.

Which is best sums up the qualities of a professional with integrity?

It takes constant effort to be the best person you can be in all of your dealings with other people to be a professional of integrity. It implies that you live up to your words, act in accordance with your beliefs, and act morally and logically.

A major stakeholder, or an entity intimately connected to the business and its financial performance, is the client. Customers are typically viewed by business owners as the most important stakeholder because their support enables the company to continue operating.

To know more about business ethics, refer;

https://brainly.com/question/27824491

#SPJ4

Question 4 of 8 > For each of the scenarios, please decide whether there will be an increase or decrease in short-run aggregate supply or if there will be no change. Changes in the healthcare market cause employers to pay significantly more for health insurance they provide employees. The price of lumber, a commodity, rises drastically due to the effect of heavy winter weather in the American Northwest, where much of the world's lumber is grown. short-run aggregate supply decreases short-run aggregate supply decreases The production of a new type of blade for their combine harvesters, a tractor used to harvest crops, has allowed wheat farmers, like Herbert, to increase productivity by 40%. short-run aggregate supply increases

Answers

Increased use of current inputs in the production process is the short-term response of aggregate supply to rising demand (and prices).

A company can't, for the short term, build a new factory or introduce new technology to boost production efficiency because the level of capital is fixed.

What is short run and long run aggregate supply?

The intersection of the economy's aggregate demand and long-run aggregate supply curves determines its equilibrium real GDP and price level in the long run. The short-run aggregate supply curve is an upward-sloping curve that shows the quantity of total output that will be produced at each price level in the short run.

To learn more about aggregate supply here

https://brainly.com/question/29349235

#SPJ4

travel lines offered to sell 10 round-trip tickets to elaine. travel lines stated that the acceptance must be in writing by usps next-day service. which of the following acceptances will create a contract between travel lines and elaine?

Answers

Answer:

Elaine notifies Travel Lines in writing that she will purchase the tickets through USPS Next-Day Service.

Explanation:

When the offeror accepts the conditions of a sale or contract and the offerer communicates those terms, a contract is created.

Now the agreement can be enforced.

In this instance, Elaine notifies Travel Lines in writing that she will purchase the tickets through USPS Next-Day Service.

By delivering the purchase notification the following day, Elaine has established a contract.

What are the four fundamental components of a legal contract?

The fundamental components necessary for the agreement to be a legitimate offer and acceptance, appropriate compensation, capacity, and legality are: mutual assent, represented through a contract-compliant offer, In some states, a suitable alternative can satisfy the requirements of consideration.

Learn more about Contract between Travel Lines and Elaine:

brainly.com/question/15732209

#SPJ4

Straight-Line Depreciation Rates
Convert each of the following estimates of useful life to a straight-line depreciation rate, stated as a percentage, assuming that the residual value of the fixed asset is to be ignored: (a) 4 years, (b) 8 years, (c) 10 years, (d) 16 years, (e) 25 years, (f) 40 years, (g) 50 years. If required, round your answers to two decimal places.
Years Percentage
a. 4 years ? %
b. 8 years ? %
c. 10 years ? %
d. 16 years ? %
e. 25 years ? %
f. 40 years ? %
g. 50 years ? %

Answers

Using straight line depreciation, we will get percentage directly by assuming initial cost as Rs 100.

a) 4years = 100/4= 25%
b) 8years = 100/8= 12.5%
c) 10 years = 100/10= 10%
d) 16 years = 100/16= 6.25%
e) 25 years = 100/25= 4%
f) 40 years =100/40= 2.5%
g) 50 years= 100/50= 2%

Straight line depreciation- Straight-line depreciation is an accounting method that spreads the cost of a fixed asset over the time period in which an organization expects to benefit from its use. Depreciation has an impact on a company's income statement, balance sheet, profitability, and net assets, so it must be correct.

For more information on straight line depreciation visit:
https://brainly.com/question/24279065
#SPJ4

which one of these strategies is recommended as a response to high pressure to reduce costs and high pressure to address local responsiveness needs?

Answers

Global Standardization Strategy is recommended as a response to high pressure to reduce costs and high pressure to address local responsiveness needs.

When there is a strong need for cost savings but a low demand for local responsiveness, this technique makes sense. The items are globally standardized under this method. They operate internationally using a low-cost strategy.

Because customization frequently results in cost increases, they rarely attempt to distinguish their product offering. With the help of this method, P&G was able to cut expenditures by around $600 million, but it was still insufficient. Sales continued to be slow as usual, and their profitability remained unfavorable.

To know more about Global Standardization here

https://brainly.com/question/17159333

#SPJ4

what key to career growth did jeff bezos possess that motivated him to leave a stable lucrative job and create a start-up that became amazon? multiple choice question. ability to take risks eager to please frustration with current situation desire to learn

Answers

The key to career growth that Jeff Bezos possessed that motivated him to leave a stable lucrative job and create a start-up that become Amazon was the ability to take risks.

How did Jeff Bezos start Amazon?

In order to start his own online bookstore, Jeff Bezos left his position as an investment banker in 1994 and relocated to Seattle, Washington. Bezos started creating the website's software in his garage while employing a small number of people. He called it Amazon.com. In 1995, it made its first book sale.

The key to career growth that Jeff Bezos possessed that motivated him to leave a stable lucrative job and create a start-up that become Amazon was the ability to take risks.

To find out more about Jeff Bezos, check out:

https://brainly.com/question/28739587

#SPJ4

when solving a proportion to find the 12% tax, t, on a purchase price of $124.29, your cross multiplication led to the cross product equation:

Answers

when solving a proportion to find the 12% tax, t, on a purchase price of $124.29, our cross multiplication led to the cross product equation:

100t = 1491.48

Ratio and fractions are the main bases on which proportion is explained. Two ratios are equal when they are expressed as a fraction in the form of a/b, ratio a:b, and then a proportion. In this case, a and b can be any two integers. The ratio and proportion are important building blocks for understanding the numerous ideas in science and mathematics.

Numerous challenges in daily life can be solved with proportion, including those in business when handling transactions or in the kitchen, among other situations. It creates a relationship between two or more quantities and aids in comparing them.

lean more about proportion here

https://brainly.com/question/13135654

#SPJ4

the source of value in outbound logistics refers to the cost saving due to the absence of physical outbound logistics and avoidance of bills related to fixed and variable costs of physical shops.

Answers

There are only several physical stores around the world and the company relies on online sales channels to generate revenues.

Accordingly, the source of value in outbound logistics refers to the cost saving due to the absence of physical outbound logistics and the avoidance of bills related to fixed and variable costs of physical shops.

In mathematics, a producing characteristic is a way of encoding an infinite series of numbers (an) by means of treating them because of the coefficients of a formal energy series. This series is referred to as the generating feature of the sequence. in contrast to an ordinary collection, the formal electricity series isn't always required to converge: in fact, the generating function isn't always absolutely regarded as a function, and the "variable" stays indeterminate.

Learn more about generate here

https://brainly.com/question/25638609

#SPJ4

What are the 3 types of outsourcing based on location?.

Answers

Answer:
1) On-shoring/local outsourcing
2) Offshoring/Off-shore outsourcing
3) Near-shoring/Nearshore outsourcing

3. total paid-in capital is $87.50 million. at what average price per share were the common shares issued?

Answers

We may determine the issue price per share to be roughly $39.96 by dividing this number by the 13,800,000 shares that were issued.

How do you calculate the typical issue price per share of common stock?

To get the gross (total) proceeds from the stock issuance, start by adding the net proceeds to the costs. To determine the issue price per share, multiply the gross revenues by the total number of shares issued.

The average cost is computed by dividing the total dollar investment in a mutual fund position by the number of shares held.

To know more about price visit:

https://brainly.com/question/19091385

#SPJ4

With regard to personality dimensions, ____________ can be defined as anything done by an employee that is intentionally negative for his or her organization.counterproductive work behaviors

Answers

Workplace bad habits, Unproductive work habits can hurt organized groups of people, including employees, clients, and customers. some of the dimensions.

What underlies Hans Eysenck's model of personality?The basic tenet of Hans Eysenck's personality model is that each person has a unique amount of arousal and sensitivity to stimuli due to variances in their genome.Conscientiousness, agreeableness, neuroticism, openness to experience, and extraversion make up the big five personality traits.The four primary personality theories are psychoanalytic, humanistic, trait perspective, and behaviorist theory.Workplace bad habits. Unproductive work habits can hurt organized groups of people, including employees, clients, and customers. some of the dimensions.  

To learn more about  Hans Eysenck's personality model refer to:

https://brainly.com/question/15694617

#SPJ4

Ralph is a 70-year-old retired fireman with no dependents. He wants to invest in an annuity that will produce a steady stream of income that begins now and continues throughout his life. He has $175,000 to invest and wants to receive the most income he can every month. Which of the following is the most suitable annuity for Ralph based on his objectives?
A fixed income annuity with a 10 year term certain.
A variable annuity with a guaranteed death benefit.
A longevity annuity.
An immediate, single-premium life annuity.

Answers

(D) An instant, single-premium life annuity is the best kind of annuity for Ralph given his goals.

What is an annuity?

The purpose of an annuity, a long-term investment provided by an insurance company, is to lessen your chance of outliving your income.

Our purchase payments (what you give) are transformed into recurring payments that may last a lifetime through annuitization.

Regular savings account deposits, mortgage payments, insurance premiums, and pension payments are all examples of annuities.

The periodicity of payment dates allows for the classification of annuities.

So, Ralph's objectives dictate that an instant, single-premium life annuity is the best type of annuity for him.

In comparison to a single-life annuity, a fixed-income annuity with a 10-year term certain will have a lower monthly benefit.

The monthly benefit will be less with a variable annuity with a guaranteed death benefit, and there will be risk associated with the monthly payment.

Typically, a longevity annuity doesn't start paying out until age 85.

Therefore, (D) An instant, single-premium life annuity is the best kind of annuity for Ralph given his goals.

Know more about the annuity here:

https://brainly.com/question/5303391

#SPJ4

Complete question:
Ralph is a 70-year-old retired fireman with no dependents. He wants to invest in an annuity that will produce a steady stream of income that begins now and continues throughout his life. He has $175,000 to invest and wants to receive the most income he can every month. Which of the following is the most suitable annuity for Ralph based on his objectives?

a. A fixed income annuity with a 10 year term certain.

b. A variable annuity with a guaranteed death benefit.

c. A longevity annuity.

d. An immediate, single-premium life annuity.

contractionary monetary policy causes the part 2 a. amount of government spending to increase. b. interest rate to increase. c. dollar value of real gdp to increase. d. price level to increase.

Answers

Option B is correct. Contractionary economic policy can lead to expanded unemployment and diminished borrowing and spending by buyers and businesses, which can ultimately lead to an economic recession if too aggressively applied

What does contractionary economic policy increase?

Contractionary financial coverage is driven via increases in the more than a few base hobby fees managed by using current central banks or other means producing boom in the cash supply. The aim is to reduce inflation by using limiting the amount of active money circulating in the economy.

When was contractionary financial policy used?

The Fed had instituted contractionary financial policies to curb the hyperinflation of the late 1920s. During the recession or stock market crash of 1929, it did not change to expansionary financial coverage as it have to have. It persisted contractionary coverage and raised costs

Learn more about contractionary monetary policy here:

https://brainly.com/question/16075159#SPJ4

terrance, age 47, withdrew $22,000 from an employer-sponsored qualified retirement plan to pay for a new rv. compute the tax cost (and premature withdrawal penalty, if applicable) of the withdrawal if terrance has a 37% marginal tax rate on ordinary income. Tax Cost is_____?

Answers

If terrance, age 47, withdrew $22,000 from an employer-sponsored qualified retirement plan to pay for a new rv. The tax cost is: $10,340.

How to find the tax cost?

Using this formula to find the tax cost

Tax cost=(Amount withdrew × Marginal tax)+ Premature withdrawal penalty

Let plug in the formula

Tax cost=x ($22,000 × 37%) + $2,200

Tax cost=$8,140+$2,200

Tax cost=$10,340

Therefore the  tax cost  is is the amount of $10,340.

Learn more about tax cost here:https://brainly.com/question/16907879

#SPJ1

FILL IN THE BLANK. ___ use allows copyrighted materials to be used to support news reporting, teaching, scholarship, and similar activities, if the use is for educational or library purposes, is not for profit, and is not excessive.

Answers

Fair use allows copyrighted materials to be used to support news reporting, teaching, scholarship, and similar activities, if the use is for educational or library purposes, is not for profit, and is not excessive.

When used for things like criticism, parody, news reporting, research and scholarship, and teaching, fair use permits limited uses of copyrighted material without the owner's consent.

In the US, the protection provided by copyright can be greatly increased by the owner. By registering the copyright with the U.S. Copyright Office, this is accomplished. Check out Copyright Registration and Enforcement.

Other sources, even those protected by copyright, are nonetheless permissible to quote and use in your writing. However, in order to use, duplicate, or alter a work that is protected by copyright, you must first obtain the owner's consent. A license is a name for this authorization.

To know more about Copyrighted Material here

https://brainly.com/question/15084030

#SPJ4

delaware company incurred the following research and development costs during 2024: salaries and wages for lab research $ 480,000 materials used in r

Answers

In its 2024 income statement, the Delaware Company must include $1,120,000 as a research and development expense.

What is the Statistics and computations?

One of a company's financial accounts, an income statement or profit and loss account, lists the company's revenues and costs for a specific time period. It describes the process through which revenues are converted into net income or net profit.

For lab research, salaries and wages total $480,000

200,000 materials were used in research and development initiatives.

Fees to third parties 320,000

120,000 for equipment depreciation in 2021.

$1,120,000 in expenses overall for the income statement

Delaware must therefore declare $1,120,000 in research and development costs in 2024.

The complete question is :Delaware Company incurred the following research and development costs during 2024: Salaries and wages for lab research $ 480,000 Materials used in R&D projects 200,000 Purchase of equipment 900,000 Fees paid to third parties for R&D projects 320,000 Patent filing and legal costs for a developed product 65,000 Salaries, wages, and supplies for R&D work performed for another company under a contract 350,000 Total $ 2,235,000 The equipment has a seven-year life and will be used for a number of research projects. Depreciation for 2021 is $120,000. Required: Calculate the amount of research and development expense that Delaware should report in its 2021 income statement.

To learn more about income statement refer to:

https://brainly.com/question/16258928

#SPJ4

pharoah company acquires a delivery truck at a cost of $62,000 on january 1, 2022. the truck is expected to have a salvage value of $16.000 at the end of its 5-year useful life compute annual depreciation for the first and second years using the straight-line method.Annual depreciation expense: Year 1 $____________. Year 2 $____________

Answers

If pharoah company acquires a delivery truck at a cost of $62,000 on january 1, 2022.  The Annual depreciation expense: is Year 1 $9,200 and year 2 $9,200.

How to find the annual depreciation expense?

Using this formula to find the annual depreciation expense

Depreciation = Assets - Salvage value /Useful life

Let plug in the formula

Depreciation = $62,000 - $16,000 / 5

Depreciation = $46,000 / 5

Depreciation = $9,200 each year

Therefore the Annual depreciation expense is $9,200 per year.

Learn more about Annual depreciation expense here:https://brainly.com/question/25806993

#SPJ1

Other Questions
FILL IN THE BLANK. Carlton Group Inc., a firm that manufactures ceramic and porcelain tiles, structures its organization into the following departments: marketing, production, human resources, finance, and customer service. Each employee is grouped into one these departments and each department is headed up by a manager. Carlton Group Inc. is most likely to be using a _____ organizational structure. several years ago, junior acquired a home that he vacationed in part of the time and rented out part of the time. during the current year, junior: personally stayed in the home for 13 days. rented it to his favorite brother at a discount for 18 days. rented it to his least-favorite brother for 14 days at the full market rate. rented it to his friend at a discounted rate for 7 days. rented the home to third parties for 65 days at the market rate. did repair and maintenance work on the home for 2 days. marketed the property and made it available for rent for 153 days during the year (but did not rent it out). Shifting the current economy, which is fueled primarily by nonrenewable energy resources, to one that is reliant on a mix of renewable energy resources will drastically reduce pollution, greenhouse gas emissions, and biodiversity loss. In short, it will lead to a more sustainable energy future.Use the dropdown menus to match the following renewable energy resources with their associated methodologies.Renewable Energy ResourceMethodologyUses wind potential to produce electricityUses the most abundant chemical element as fuelUses water movement to produce electricity What is main idea example?. line of best fit algebra: the number of steps per second that a runner takes is called the stride rate each marble bag sold by nicole's marble company contains orange marbles for every red marbles. if a bag has orange marbles, how many red marbles does it contain? which has greater angular speed, a horse near the outside rail of a merry-go-round or a horse near the inside rail? Problem 1: A certain carbon monoxide molecule consists of a carbon atom of mass me 12 u and an oxygen atom of mass 6 = 16 u that are separated by a distance of d= 105 pm, where "u" is an atomic unit of mass. 509 Part ) Write a symbolic equation for the location of the center of mass of the carbon monoxide molecule relative to the position of the oxygen atom. This expression should be in terms of the masses of the atoms and the distance between them (md ( m m ) Correct! 509 Part (b) Calculate the numeric value for the center of mass of carbon monoxide in units of pm *cm +43 10-21) Grade Summary Deductie Potential 100 ( HOXE Submissions E sino cos t ano cotano asino acos atano acotano) cosho tanho) cotanho - Degrees Radians sinho Submit Hint A taste receptor sensitive to dissolved chemicals but insensitive to pressure illustrates the concept of __________. What are the initial and final potential energies (U; and Ur ) of the hoop? Express the initial and final potential energies symbolically in terms of the variables given in the problem introduction, separated by a comma. 110 AED ? UI,U, U_f= Submit Request Answer what is the name of structures that have the ability to manufacture chemical substances that are discharged and used in some other part of the body? ex: an electrical firm manufactures light bulbs that have a life span that is approximately normally distributed. the population standard deviation is not known. a sample of 30 bulbs is found to have an average life span of 800 hours and a sample standard deviation of 45 hours. My dog can do tricks For this lab we once again are going to create 2 classes, 1 called Dog and 1 called Lab10B. Dog objects have a few attributes, but this time unlike chair objects they can also do some cool things to. Each action is represented by a method. Therefore, for any action our Dog can do or we do to the Dog, we are going to create a method. For example, if I want my Dog to bark, I can create a method to do that in the Dog class and call that method in the driver Lab10B once I have create an object. Dog class: Variables (Attributes): - make these public, like the first exercise o int age //current age of the dog o double weight //how much does it weight in lbs o String/string name //what is the name of the dog o String/string furColor //color of the dogs fur/hair o String/string breed //what breed is the dog Behaviors (Methods): - these also should be public o bark //prints "Woof! Woof!" o rename //take a string and change the name of the dog o eat //take a double and add that number to weight Keep in mind you need to have a return data type for each method and what parameters these take to carry out their function when creating the methods. Driver class: This class will have our typical main method. Inside of this method, create a new Dog object and prompt the user to input the attributes describing this Dog. Once done, print out all the details about the Dog. Next, use the methods you created in the Dog class to have it bark, change the name (using the rename method not the dot operator), and feed it. Finally print out all the details about the Dog, the object should have changed because of your calls to the various methods. Sample output: You are about to create a dog. How old is the dog: 5 How much does the dog weigh: 30.5 What is the dogs name: Patches What color is the dog: chocolate What breed is the dog: lab Patches is a 5 year old chocolate lab that weighs 30.5 lbs. Woof! Woof! Patches is hungry, how much should he eat: 5000.3 Patches isnt a very good name. What should they be renamed to: Sparky Sparky is a 5 year old chocolate lab that weighs 5030.8 lbs. What is the goal of tariffs ?. a fellow engineer tells you to configure the dhcp server to lease the last 100 usable ip addresses in subnet 10.1.4.0/23. which of the following ip addresses could be leased as a result of your new configuration? What is it called when a person who lost a case in a lower court asks judges to review that decision?. regarding a spreadsheet model, an uncontrollable model input is known as a(n) a. statistic b. parameter. c. decision variable. d. dummy variable. What percentage of Arkansas' soybean crop is exported?60%80%20%40% According to the concept of bounded rationality, managers make decisions ________. In the new organon the authors insertion of an anecdote in the second paragraph serves primarily to what