The U.S. government controls financial institutions by passing laws for credit card companies to follow. Laws are passed by the government to safeguard consumers against unfair or dishonest practices by credit card businesses. The correct option is d.
The United States government wants to encourage openness, justice, and consumer protection in the credit card sector by adopting and enforcing legislation. These rules establish a framework for how credit card firms must conduct themselves, ensuring that customers are properly informed and protected when dealing with financial institutions.
Thus, the ideal selection is option d.
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