There are several steps to a loan amortization schedule in Excel with extra payments. They are Open a new Excel spreadsheet and enter the loan amount in cell A1. Enter the annual interest rate in cell A2 and the loan term in years in cell A3.
Loan amortization is the process of paying off a debt over a fixed period of time with regular payments that include both principal and interest. The term "amortization" refers to the gradual reduction of the loan balance as payments are made over time. Amortization schedules detail the payment amount, the portion of each payment that goes towards interest and principal, and the remaining loan balance after each payment. Typically, loan amortization schedules are used for mortgages, car loans, and other long-term loans. With each payment, the portion of the payment that goes towards principal increases, while the portion that goes towards interest decreases. By the end of the business loan term, the balance is fully paid off, and the borrower owns the asset outright.
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In a bilateral contract the consideration for each promise is ______.
A. A completed act
B. The beginning of action in acceptance, even if it is not complete
C. An acknowledgement
D. A return promise
E. An agreement
D) In a bilateral contract the consideration for each promise is A return promise.
A bilateral contract is an agreement wherein both parties pledge to keep their ends of the bargain in tact. Although it is not always the case, bilateral contracts usually call for an equal commitment or payment from the offeror and the offeree.
A bilateral contract may be a so-called "side deal" in more complicated circumstances, such multilateral trade negotiations. In other words, both parties are involved in the overall negotiations but may also decide that a unique contract tailored to their shared interests is necessary.
The most typical form of legally binding arrangement is the bilateral contract. Each party is both an obligee (a person to whom another is compelled or bound) and an obligor (a person to whom another is bound) on the promises of the other party. A contract is signed in order to make the agreement transparent and enforceable in court.
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in the five foundations, what is the third foundation?
The Third Foundation is : Pay cash for a car.
What are the 5 foundations in order?Terms in this set (5)
Save a $500 emergency fund.Get out of debt.Pay cash for your car.Pay cash for college.Build wealth and give.The Foundations in Personal Finance curriculum is modeled on Ramsey's “Seven Baby Steps.” The “Five Foundations” of the curriculum are the following: The First Foundation: Save a $500 emergency fund. The Second Foundation: Get out of debt. The Third Foundation: Pay cash for a car.
Third Foundation specializes in helping B2B organisations turn their data into its most important sales and marketing asset. The power of AI to improve your sales and marketing outcomes is almost as vast as your imagination will allow.
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A(n) ___________ occurs when management temporarily closes a business to deny employment to workers.
A. involuntary strike
B. lockout
C. employment injunction
D. secondary boycott
A lockout occurs when management temporarily closes a business to deny employment to workers.
Lockouts are a tactic used by management during labor disputes, usually in response to a strike by employees. By locking out employees, management aims to put pressure on the union or employees to come to a settlement and accept the terms offered by the company.
A lockout is different from an involuntary strike, which occurs when workers go on strike without the approval of the union or when a strike is initiated by employees in violation of a no-strike clause in their employment contract. A lockout is a preemptive measure taken by management to prevent employees from working and is usually initiated when negotiations with the union or employees have broken down.
Employment injunctions are court orders that prevent individuals or organizations from engaging in certain activities related to employment. A secondary boycott is a type of boycott in which a union targets a third-party employer or business with the aim of putting pressure on the primary employer with whom they have a dispute.
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what type of research should be used to answer the question: what are the age, gender, and income of our typical purchaser
To respond to the query: What are the age, gender, and income of our average customer? Descriptive research is to be used.
Descriptive research: What is it?The goal of descriptive research is to accurately and methodically describe a population, situation, or phenomenon. Questions like what, where, when, and how can all have answers, but why-related ones cannot. A descriptive research strategy allows for the investigation of one or more variables utilizing a variety of research methodologies.
In contrast to experimental research, the variables in this form of study are simply observed and measured. Descriptive research is the ideal choice when the aim of the study is to uncover features, frequencies, trends, and classifications. It is useful when there is minimal information available on the topic or issue. Prior to looking into why anything happens, it is vital to understand how, when, and where it happens.
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how much does a commercial cost during the super bowl 2022?
It was 6.5 million last year and 7 million this year.
Answer:
$7 million dollars
Explanation:
As of Thursday, Feb. 3, NBC sold out all its ad spots for the 2022 Super Bowl. And some 30-second commercials cost $7 million, which is a record.
An advertisement for Flora Gardening Supplies begins with a discussion of how beautiful and enjoyable gardens can be. It ends with the directive to visit the company website and guarantees that the online experience will convince consumers to buy the company's products. By placing the strongest point at the end of the ad, Flora is hoping to benefit from the:
A. primacy effect.
B. recency effect.
C. sleeper effect.
D. credibility effect.
E. compliance hierarchy.
The correct answer is A). primacy effect. An ad for Flora Gardening Supplies opens with a discussion of the paramount effect of lovely and delightful gardens.
A well-known celebrity is seen outlining the features of the most recent smartphone that VenusCell Inc. has released in a television commercial. The celebrity describes the 4G technology, AMOLED touchscreen, SVGA, tri-band, and WAP characteristics of the new smartphone.
An indirect source draws attention to and/or improves the appearance of the advertisement but does not actually convey a message.
You must ensure that the advertisement will still be accurate when the magazine is published because magazines request that you submit your ad far in advance of publication.
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Determine whether the following statements are true or false.
If a nation has an absolute advantage in the production of a good, it necessarily has a comparative advantage in the production of the same good.
If a nation has an absolute advantage in the production of a good, it necessarily has a comparative advantage in the production of the same good. This statement is false.
Two central principles in economics and international economics are absolute advantage and comparative advantage. They have a significant impact on how and why countries and companies allocate resources to the creation of specific commodities and services. Absolute advantage is a circumstance in which one company can create a good more speedily and inexpensively than another nations or rival company. The kinds of goods a nation choose to manufacture can be significantly influenced by its absolute advantage (or disadvantage) in a given industry. A few of the elements that can give an organization an unbeatable advantage include:
1. decreased labor costs
2. availability of a plentiful quantity of (natural) resources
3. a bigger pool of capital readily available
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as the price decreases along a linear demand curve, the price elasticity of demand becomes ___
Answer:
decreases
Explanation:
who is responsible for supervising the construction work? (check all that apply)
The responsibility for supervising construction work typically falls on a project manager or construction supervisor. (options 1 and 2)
They are the ones who oversee the various contractors and workers involved in the project to ensure that the work is completed safely, efficiently, and according to the project specifications and timeline.
The supervisor's duties may include tasks such as scheduling and coordinating work crews, monitoring progress and quality of work, ensuring compliance with safety regulations and building codes, and addressing any issues or delays that arise during the construction process. They must also communicate effectively with clients, architects, and other stakeholders involved in the project to ensure that everyone is on the same page and that the project is completed successfully.
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Complete Question:
who is responsible for supervising the construction work? (check all that apply)
Project ManagerConstruction SupervisorClientStakeholdersDefining Your Own Business
Suppose that you and a friend decide to pool your funds together and open an online e-commerce company, selling accessories for personal MP3 players.
Activity
Use the first four steps of the marketing research process to define your business and determine the focus of your new company.
You may choose the way you present your findings. Submit your work to the dropbox titled The Marketing Research Process
Customer observation, focus groups, interviews, and surveys are the four most popular types of market research procedures.
How can product research be done for online shopping?Examine the rivalry.
receive feedback from customers.
investigate keywords
Learn about shopper trends.
Take advantage of social media.
Try out your offerings.
What types of research techniques can be utilized to gather data on customers?using interviews, customer surveys, and feedback to perform your own research.
analyzing your own company's performance based on prior sales, returns of goods, and repeat customers.
gathering information about market and industry trends.
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which public report can be issued while awaiting final approval and allows developers to take reservations for up to a year while waiting for the final report?
The public report that can be released while awaiting final clearance is the preliminary report.
What do you mean by preliminary report?The ownership of a specific piece of property is shown, along with any liens and encumbrances on it that won't be protected by a later title insurance policy, in a preliminary report that is created before a policy of insurance policy is issued.The communication utilized to quickly disseminate information gathered during the preliminary phases of an investigation is referred to as a preliminary report.The legal description of the property, the owner's name, and any deviations to the ownership policy are among the details in the preliminary report.
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which of the 4 ps is strategic communication about A. Price B. Product C. Place D. Promotion
Strategic communication is a part of promotion.
Therefore the answer is D.
The 4 Ps of marketing are product, price, place, and promotion, which are used to create and implement a marketing strategy. Promotion refers to the activities that communicate the value of a product or service to potential customers and persuade them to make a purchase. Strategic communication is an integral part of promotion, as it involves creating and disseminating messages that effectively reach and influence target customers.
Strategic communication involves a range of activities, including advertising, public relations, personal selling, and sales promotions. These activities are designed to build awareness and interest in a product or service, create a positive image for the organization, and differentiate its offerings from those of its competitors.
Overall, strategic communication is an essential component of the promotion mix, as it helps organizations to achieve their marketing goals by effectively communicating the value of their products or services to potential customers. By using strategic communication, organizations can build strong relationships with their target customers, create long-term loyalty, and drive growth and success in the marketplace.
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the amount a company would have to pay to replace its merchandise is called the . multiple choice question. scrap value cost of good sold market value retail value
The amount a company would have to pay to replace its merchandise is called the "market value" (option c).
Market value refers to the price that a company would have to pay in the current market to replace or acquire a particular asset, such as inventory or equipment.
In the context of merchandise, market value is the price that the company could sell the merchandise for in the current market. It is often used as a benchmark for valuing inventory, and is typically lower than the retail value or the cost of goods sold.
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he balance shown in the august bank statement of a company was $22,500. after examining the august bank statement and items included with it, the company's accountant found: checks outstanding $ 3,600 nsf check 130 note collected by bank for the colt company 2,100 deposits outstanding 2,600 bank service fees 70 what is the amount of cash that should be reported in the balance sheet as of august 31?
As of August 31, there should be $21,500 shown as cash on the balance sheet.
Bank Reconciliation: What is it?Comparing the balances for a cash account in a company's accounting records to the corresponding information on a bank statement is the process of performing a bank reconciliation. This procedure's goal is to identify any inconsistencies between the two, and any necessary adjustments will be noted in the accounting records.
Comparing the balances for a cash account in a company's accounting records to the corresponding information on a bank statement is the process of performing a bank reconciliation.
What does a bank reconciliation serve?Bank reconciliations are an essential internal control measure for preventing and identifying fraud. They also help in the identification of accounting and banking issues by describing the differences between the cash balances in the accounting record and the bank balance position as stated in the bank statement.
Bank Balance on 31st August = $22,500
Less: Check outstanding = $ 3,600
Add: Deposit outstanding = $2,600
Cash balance to be recorded = $21,500
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With its estimated outlay of $600 billion dollars for fiscal year 2011, the Pentagon represents which type of B2B organization?
A) Manufacturer
B) Distributor
C) Reseller
D) Institution
E) Government
With its estimated outlay of $600 billion dollars for fiscal year 2011, the Pentagon represents the type of B2B organization is "Manufacturer". The correct option is A.
The B2B organization is the type of business to business organization of electronic commerce or we known as e-commerce. The B2B is the exchange of the products, services or manufacturer. Then, the detail between the businesses rather than the business to directly consumer.
The B2B or business to business organization is very profitable as the businesses can make high value purchases and products for the transactions and expend more time and resources researching their value which will add on their business. It is reason the estimated outlay of $600 billion dollars for fiscal year 2011, the Pentagon represents the type of B2B organization is manufacturer.
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A career as a counselor would be a good fit for someone who enjoys working with data.
True
False
Answer:
True
Explanation:
True Counselors use data to help guide you.
what is foreign-exchange control
Foreign exchange control is a government policy or mechanism used to regulate or manage the flow of foreign currency in and out of a country.
It is typically used to manage the exchange rate of a country's currency, and to stabilize its balance of payments. Foreign exchange controls can take various forms, such as setting limits on the amount of foreign currency that can be bought or sold, requiring government approval for foreign exchange transactions, or imposing taxes or fees on foreign exchange transactions.
Foreign exchange controls are often implemented during times of economic instability, such as when a country experiences a currency crisis or balance of payments crisis. They are sometimes used as a temporary measure to prevent capital flight or to preserve foreign exchange reserves. However, foreign exchange controls can also have negative effects on a country's economy, such as reducing foreign investment, restricting trade, and limiting the availability of foreign currency liabilities for individuals and businesses.
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Which one of the following best illustrates an insolvent situation?
A) assets $56,000; annual expenses $60,000
B) assets $78,000; net worth $22,000
C) liabilities $45,000; net worth $6,000
D) assets $40,000; liabilities $85,000
E) annual cash inflows $45,000;
liabilities $50,000
The option that best illustrates an insolvent situation is option D) assets $40,000; liabilities $85,000.
Insolvency occurs when a person or entity's liabilities exceed its assets, meaning that they are unable to pay its debts as they become due.
Option D illustrates this situation, as the entity has $85,000 in liabilities, which is more than its $40,000 in assets.Option A describes a situation where the entity's annual expenses exceed its assets, but it does not necessarily mean that they are insolvent at that moment. Option B describes a situation where the entity's net worth is positive, which means they have more assets than liabilities. Option C describes a situation where the entity's net worth is positive, but its liabilities are relatively high compared to its net worth. Option E describes a situation where the entity's annual cash inflows are less than its liabilities, but it does not provide information about its assets or net worth.For more such questions on Insolvent Situation: brainly.com/question/28173349
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research and hands-on experience have demonstrated that teams are most successful when they determine shared values and goals, develop a communication strategy, and establish how decisions will be made and by whom, which is known as
Create a communication plan and decide who will make choices and how. This is referred to as the team contract. The correct answer is option (b).
What is team contract?A team contract outlines the requirements for each team member. It is approved at a team meeting, and each team member signs it. Its purpose is to define individual responsibilities and promote a supportive and collaborative work environment within the team.
A team contract is an agreement you and your teammates make regarding the rules your team will follow and how it will function. You can think about potential provisions for your team contract by answering the questions below.
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Options for the given question is,
a. an operation manual
b. the team contract
c. a binding agreement
d. the team strategy
the natural rate of unemployment can be defined as the
The organic rate of unemployment is the lowest rate of unemployment caused by natural or voluntary market pressures.
It reflects the amount of people who are unemployed due to changes in the labor force structure, such as those who have been supplanted by machines or those that lack the necessary skills. The typical unemployment rate is indeed the rate of unemployment that occurs when the economy's output is at its long-run average. It is the ordinary unemployment rate that the economy revolves around. The natural unemployment rate is primarily determined by the productive capacity of the economy and its institutions. The ordinary unemployment rate is indeed a concept developed by economic experts Milton Friedman & Edmund Phelps inside the late 1960s that has had a significant impact on how the field of economics views the economy.
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________ involves the buyer considering his own or her personal knowledge about aproduct based on past experiences.
a. a purchase based on an impuleb.
b. an internal search for informationc.
c. an external search for informationd.
d. an experiential search for informatione.
e. a recognition of need
An experiential search for information involves the buyer considering his own or her personal knowledge about a product based on past experiences.
Experiential search refers to the process of using personal experience or past knowledge to evaluate a product or service.
This type of search occurs when the buyer relies on their own previous experience with a product to inform their purchasing decision, rather than seeking out new information through an internal or external search. The buyer may draw upon their memories of using the product, or their knowledge of how the product has performed for them or others in the past.
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Which of these companies is taking advantage of the globalization of production?
a.ABC Fabrics, an American textile manufacturer, buys fabric from France and exports it to India for garment production.
b. DEF Group, a U.S.-based fashion designer, is planning to open a flagship store in China to serve the Asian market.
c. GH Waters, a U.K. facial products company, serves customers worldwide through its local franchises.
d. IJK Inc. uses sales personnel from the respective host country to sell its products and services.
e. LMNO Pie, an Italian pizza chain, customizes its pizzas and pastas to suit the tastes of its American and Australian customers.
An American textile company called ABC Fabrics imports fabric from France for use in clothing production in India.
The correct option is A.
What is globalization in simple words?Globalisation is a process that makes it simple for people and products to go beyond national boundaries. The interconnection of markets, commerce, and investments with minimal impediments to hinder the flow of goods and services across nations is primarily an economic notion.
Why is globalisation crucial?Secondly, globalisation makes it simpler for nations to obtain information from other cultures. Second, it boosts incentives for businesses to develop and acquire foreign technology by enhancing international competitiveness, notably as a result of the emergence of emerging market corporations.
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Every office correspondence should have a current ________.A) signatureB) font typeC) dateD) response
Every office correspondence should have a current (C) date.
Office correspondence is the exchange of facts and information in written format for the business activities. In simple terms it is a form of communication between two parties. Correspondences can be of various types like internal, external, routine, sales, etc.
Date is the reference to a particular day of the certain month and year. It is necessary to mention the date in office correspondences because it helps in the verification of documents as well as it acts as a confirmation for certain activities. Since it is an official document, mentioning date validates the document.
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The process of data cleansing is what type of data analytics challenge?
Ensuring data privacy and security.
Gaining senior management buy-in.
Making data usable.
Identifying and collecting meaningful data.
Data cleansing is the process of finding and correcting loose or inaccurate records of a record set. This is option C, make the data useful.
Data cleansing or data sanitization, is the process of correcting incorrect, deficient, duplicate, or else incorrect data in a dataset. It consists of relating crimes in the data and also modifying, streamlining or deleting the data to correct it.
data cleaning is the process of examining all data in the database and removing or streamlining deficient, invalid, deformed, indistinguishable or inapplicable( source)information.Data sanitization generally involves sanitizing the data that's present in an area.
Question:
What challenge for data analysis does the data cleansing process pose?
a) Ensuring data confidentiality and security.
b) gain top operation blessing.
c) Making data usable.
d) Identification and collection of significant data.
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The Great Recession of 2007-09 illustrated the situation where a negative demand shock occurred and:
A negative demand shock occurred, and prices and production were both "sticky" or rigid, as was the case during the Great Recession of 2007–2009.
The subprime mortgage crisis, declining home prices, and diminished household wealth all contributed to a negative demand shock in the US economy during the 2008 global financial crisis, which in turn decreased consumer spending.
When consumers are prepared to pay less because they want to consume less as a result of the shock, transaction prices fall. Because providers are ready to create less when prices fall, the amount that is supplied and consumed declines. A demand shock is an unexpected occurrence that may cause the demand for products or services to temporarily spike or fall.
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a company has net working capital of $869. long-term debt is $4,456, total assets are $6,705, and fixed assets are $4,326. what is the amount of total liabilities?
A company is a legal entity formed by a group of individuals to engage in and operate a business—commercial or industrial—enterprise.
What is the meaning of Company?A company is a legal body created by a group of people to conduct and manage a business enterprise, whether it be commercial or industrial. Depending on the corporate legislation of its jurisdiction, a corporation may be set up in a variety of ways for tax and financial liability reasons.
A corporate structure that is distinct from its owners legally is a company. Due to additional reporting requirements as well as higher-level legal obligations, the business structure is more complex and has greater setup and administrative costs.
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Implementation of the plan comes after which step in the planning process?
•Internal Analysis
•Create Plan
•Analyze data
•Monitor Plan
The final stage of planning is implementation, which is where we are now. The strategy is implemented at this point in order to accomplish the organization's goals, and all other management duties come into play.
What is Planning Process?In the planning process, goals are created, tasks are developed to achieve goals, resources are identified, a timeline is created, tracking and assessment criteria are established, the plan is finalised, and the team is given access to the plan. Large businesses, managing directors, or individual employees can use the process to create and finish a plan. Developing goals, generating tasks to achieve goals, identifying resources needed, developing a timeframe, deciding on tracking and assessment, finalising the plan, and sharing the plan with the team are all steps in the planning process. The process of organising thoughts into doable stages is called planning. Strategic, tactical, operational, and contingency planning are the four main subcategories of planning. Organizations use the process of strategic planning to establish their objectives and goals.
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What does an investment in the business increase ______________ and _____________?
An investment in a business can increase its profitability and growth potential.
By injecting capital into the business, the company can finance new projects, expand operations, invest in new technologies or equipment, and hire additional staff, among other things. These investments can company lead to increased revenue, reduced costs, improved efficiency, and enhanced profitability competitiveness in the market. As a result, the business can generate more profits, attract new customers, retain existing ones, and increase its market share. Additionally, an investment in the business can also increase its value and attract potential investors or buyers, allowing for future opportunities for expansion or acquisition. Overall, investing in a business can be a crucial step towards achieving long-term success and sustainability.
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Questionnaire 9 Ecom help
Credit cards are protected from loss or theft is an advantage of using credit card.
What benefits come with using a credit card?Accounts for credit cards are always simple to grasp. Credit cards are safeguarded against theft or loss. Low interest rates apply to credit cards. You can utilise your credit card account as a savings account.
Credit cards can be useful tools for developing credit, travelling, handling crises or unforeseen bills, and earning rewards when used carefully. A rewards credit card gives the cardholder benefits for making purchases, as the name suggests.
Are credit cards secure against theft or loss?If your credit card purchase was unintentionally destroyed or stolen within a specific time frame, your issuer will cover the cost. Your claim won't be completed until your credit card company receives the necessary paperwork from you.
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in a free trade area, all barriers to the trade of goods and services among member countries are removed and a common external trade policy is adopted. (true or false)
The given statement "In a free trade area, all barriers to the trade of goods and services among member countries are removed and a common external trade policy is adopted." is true as the countries sign a free trade agreement and this facilitates international trade.
A free trade area is basically defined as a region where a number of countries have basically signed a free trade agreement and also they maintain little or we can say no barriers for trade in the form of quotas or tariffs among one another.
Free trade agreements have been the most popular form of the regional economic integration which happen to for almost 90 percent of regional agreements.
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