the activities involved in acquiring particular goods and services and making them available at the places, times, prices, and quantities that enable a retailer to achieve its goals is referred to as

Answers

Answer 1

The activities involved in acquiring particular goods and services and making them available at the places, times, prices, and quantities that enable a retailer to achieve its goals is referred to as Merchandising.

What is Merchandising in retail ?

Marketing and selling of things are referred to as merchandise. Merchandising is frequently used interchangeably with retail sales, in which companies offer things to customers. More specifically, merchandising can be defined as the marketing, promotion, and advertising of goods meant for retail sales.

Car dealerships, grocery stores, and apparel retailers are a few examples of merchandising businesses. Businesses that provide services include accountants, consultants, and insurance companies. Both service providers and retailers sell goods and services to generate revenue.

To know more about Merchandising, refer:

https://brainly.com/question/17201577

#SPJ4


Related Questions

Available-for-Sale Securities Assume the 2015 annual report of Bristol-Myers Squibb (BMS) reveals that the company maintains a large investment in available-for-sale securities: 2015 2014 (in millions) Available-for-sale securities Fair value Amortized cost $ 6,904 $ 6,607 $ 6,928 $ 6,558 Did the company's available-for-sale securities experience a gain or loss in value in 2015 and/or 2014, and if so, in what amount? Do not use negative signs with your answers. Enter answers in millions. Amount Gain or Loss 2015 $ 0 2014 $ 0 How did the company account for these gains and/or losses? OThe gains/losses reported as part of AOCI within the shareholders' equity section on the balance sheet. OThe gains/losses are reported on the income statement as part of other income/expense. Were these gains (losses) taxable (tax deductible) in 2015 and/or 2014? OThe gains/losses are taxable (tax deductible). OThe gains/losses are nontaxable.

Answers

An equity or debt security that is available for sale (AFS) is one that has been bought with the intention of selling it before it matures or keeping it for a long time if the security doesn't have a maturity date. Securities that are offered for sale are listed at fair value.

Companies must categorise any purchases of debt or equity securities as held-to-maturity, held-for-trading, or available-for-sale in accordance with accounting requirements.

In the given question,

A. For the Year 2015,

                           Fair Value = $6,904

                           Amortized Cost = $6,928

The company experienced an unrealized loss i.e reduction or decline in the value of available for sale securities.

Therefore, Unrealized Loss = $6,928 - $6,904 = $24 million

For the Year 2014,

                         Fair Value = $6,607

                         Amortized Cost = $6,558

The company experienced an unrealized gain i.e increase in the value of available for sale securities.

Therefore, Unrealized Gain = $6,607 - $6,558 = $ 49 million

B. The gains/losses reported as  part of  AOCI within the shareholder's equity section on the balance sheet.

C. The gains / losses are non taxable because they were unrealised.It is just theoretical profit/loss resulting from an investment that has not been sold yet. A gain/loss becomes realized once the investments are sold and then will affect the taxability.

Learn more about Available for Sale Securities here: https://brainly.com/question/14094309

#SPJ4

an election is coming up and the majority political party wants to increase its chances of retaining majority control of congress. policy makers decide the best way to ensure reelection is to force the central bank to enact expansionary monetary policy. in the accompanying graph, shift the curve(s) to depict the impact this will have on the macroeconomy.

Answers

Given the decision of the policymakers to force the Central Bank to execute an expansionary monetary policy, the above will lowers the cost of borrowing. As a result, individuals prefer to spend more, while firms are motivated to invest more resources. In essence, the aggregate demand curve will move rightward.

How is this depicted in the Graph?

When an expansionary monetary policy is triggered, it facilitates an increase in the money supply. This pulls the entire demand curve to the right hence altering the equilibrium GDP (that is Aggregate quantity demanded) and price to higher points.

Note that in the graph above, the old Aggregate Demand curve is represented by AD while the new Aggregate Demand is depicted by AD'.

Note that while this is good in the short run, creating employment, and investments, it can also lead to inflation.

Learn more about Expansionary Monetary Policy:
https://brainly.com/question/28038989
#SPJ1

Assume the equilibrium unemployment rate is 5%. If actual output falls to 5 percentage points below potential output, how would you expect the unemployment rate to change? (Note: Specify your answer to one decimal place, if necessary.)

Answers

According to Okun's law, a 2% reduction in actual output below potential output corresponds to a 1% rise in the unemployment rate. Therefore, a rise in the unemployment rate of (5/2) = 2.5% is caused by a 5% reduction in actual output below potential output.

What is Unemployment?

When someone actively seeks job but is unable to do so, this is referred to as being unemployed.

People of working age who are unemployed, available for work, and have made explicit efforts to find employment are considered to be unemployed. Estimates of unemployment rates based on this definition are applied consistently, making them more comparable worldwide than estimates based on national definitions of unemployment.

Therefore, a rise in the unemployment rate of (5/2) = 2.5% is caused by a 5% reduction in actual output below potential output.

Learn more about Unemployment, here;

https://brainly.com/question/14227610

#SPJ1

What must the complement of the supplement of an obtuse angle be

Answers

The complement of the supplement of an obtuse angle is always acute angle.

obtuse angle:

According to the concept of angle, an angle that measures less than 180 degrees but more than 90-degrees is an obtuse angle.

Given,

Here we need to find the complement of the supplement of obtuse angle is what.

As per the definition of the obtuse angle, acute angle is the complement of the obtuse angle.

To know more about business here.

https://brainly.com/question/24317308

#SPJ4

You worked this past summer at a furniture manufacturing plant. Among the products used in making chairs and couches are glues, paint thinners, varnishes, and stains. Residuals of these products were discharged by the company through a pipe into a nearby pond. The pond is a tributary of a lake popular with boaters and people who like to fish. Now that you are back at school, you read in the paper that the company has pled guilty to the crime of knowingly discharging industrial pollutants into the waters of the United States, a violation of the Clean Water Act. You wonder what consequences will result.What are the various penalties that can be imposed by the judge on the furniture company for its violation of the Clean Water Act? Include all that apply.A maximum fine of $500,000.A fine of up to $2,500 for each day the Act was violated up to $1 million, an injunction mandating the company stop polluting, and a requirement that the company clean up the pollution it caused or pay for the cost of doing so.A fine of up to $2,500 for each day the Act was violated up to $1 million, plus an injunction.A fine of $2,500 for each day the Act was violated up to a maximum of $1 million.

Answers

The Clean Water Act (CWA) establishes the fundamental framework for controlling discharges of contaminants into U.S. waters and establishing quality criteria for surface waters. The foundation of the CWA, the Federal Water Pollution Control Act, was adopted in 1948, but the Act was considerably restructured and enlarged in 1972. With 1972 modifications, the Act's popular name became "Clean Water Act."

Under the Clean Water Act, the EPA has developed pollution management measures such as establishing industrial wastewater guidelines. Additionally, the EPA has established national water quality standard recommendations for pollutants in surface waterways.

Various penalties that can be imposed by the judge are as follows:

A fine of up to $500,000 may be assessed.

A fine of up to $2,500 for each day the Act was violated up to $1 million, an injunction mandating that the company stop polluting, and a requirement that the company clean up the pollution it caused or pay for the cost of doing so are the potential penalties that could be levied against the polluting company.

In addition to an injunction, a fine of up to $2,500 for each day that the Act was breached, up to a maximum of $1 million.

A fine of up to one million dollars, with a minimum of two thousand five hundred dollars for each day that the Act was broken.

To know more about Clean water act

https://brainly.com/question/8692576

#SPJ4

assume that the stock of xyz has a beta of 1.2, the current risk-free rate is 6% and the annualized market premium is 9%. further assume that next year dividend is expected to be $3 per share and its perpetual growth rate is 5%. according to the capm, what should be the price of the stock

Answers

The price of the stock should be $25.42.

A financial model used to determine an asset's expected rate of return is known as the capital asset pricing model (CAPM). The predicted returns on the market and a risk-free asset, as well as the asset's correlation with or sensitivity to the market, are used by CAPM to achieve this (beta). The CAPM has some drawbacks, such as relying on a linear interpretation of risk vs. return and making irrational assumptions. Despite its flaws, the CAPM formula is still often employed since it is straightforward and makes comparing different investment options simple.

It is given that beta is 1.2; risk free rate is 6%; and market premium is 9%.

According to CAPM,

expected return = risk-free rate + beta * risk premium

= 6% + 1.2*9%

=16.8%

It is also given that dividend for next year is $3 and growth rate is 5%.

To find the price of share, the formula used is:

= Dividend ÷ (expected return - growth rate)

= 3 ÷ (16.8% - 5%)

= 3÷ 11.8%

= 25.42

Thus, price of share is $25.42.

To know more about CAPM

https://brainly.com/question/15548553

#SPJ4

which of the following is true of cartels?multiple choicetheir formation tends to lower market price.they reduce uncertainty and maximize profits for firms.they increase competition in the market.they usually last a long period of time.

Answers

Cartel tends to they reduce uncertainty and maximize profits for firms

Hence, Option C is correct.

What do you mean by Cartel ?

A cartel is a group of participants who come together  with each other and form a group. They do so  in order to improve their profits and dominate the market. The most famous and well known Cartel is OPEC. They introduce rules that changes competition in their favor through prices modification , production levels and marketing techniques.

There are various kinds of Cartels like

Price Cartels Term Cartels Customer Assignment Cartels Quota Cartels

To know more about Cartel from the given link

https://brainly.com/question/8515693

#SPJ4

In Hau Lee's uncertainty framework to classify supply chains, a supply chain for innovative products with an evolving supply process is called which of the following?
Agile

Answers

An innovative product supply chain with a changing supply process is referred to as an Agile.

What is a supply chain?A supply chain is the network of all the people, businesses, resources, tasks, and technological advancements involved in the production and distribution of a good. An entire supply chain, from the distribution of raw materials from the supplier to the producer to the final delivery to the customer, is included. The distribution channel refers to the portion of the supply chain that transports the final good from the manufacturer to the consumer.What are the steps in the supply chain?Raw material sourcing.Reducing those materials to their component elements.Putting the components together to make a product.Fulfilling orders and sales.Product shipping.Services for returns and customer assistance.

An innovative product supply chain with a changing supply process is referred to as an Agile.

To know more about supply chain, check out:

https://brainly.com/question/27670727

#SPJ4

Agile refers to an innovative product supply chain with a flexible supply procedure.

What is supply chain?

The network of all the individuals, organizations, businesses, assets, tasks, and technical developments involved in the manufacture and distribution of a good is known as a supply chain. The distribution of raw materials from the supplier to the manufacturer and on to the final delivery to the client make up the entirety of the supply chain. The section of the supply chain that moves the finished product from the manufacturer to the consumer is referred to as the distribution channel. Locating raw materials, reducing those substances to their basic components, assembling the parts to create a product.

To know more about supply chain visit:

brainly.com/question/27670727

#SPJ4

For which of the following businesses would the job order cost system be appropriate?
a. lumber mill
b. oil refinery
c. canned soup processor
d. hospital
c. lumber mill

Answers

Because they work with different clients on different accounts, many lawyers and accountants will utilize a job order cost system to keep track of how much time and resources were used for each client.

When is it suitable to use a job order costing system?

The job order method of pricing is used to determine the manufacturing costs for each product. When a manufacturer needs to calculate the cost of carrying out a certain operation while manufacturing a number of unique things, they frequently employ this costing method.

What is an example of a company that uses job order costing?

Some companies that use task costing systems include Boeing (airplanes), Lockheed Martin (advanced technology systems), and Deloitte & Touche.

Learn more about job order costing here:

brainly.com/question/29038446

#SPJ4

the use of power or influence to engage followers in a full range of activities that serve to accomplish the leader's vision and goals for a work unit (a team or department or business unit) or organization is referred to as

Answers

Leadership is use of power or influence to engage the followers in full range of activities that serve to accomplish leader's vision and goals for work unit or organization.

What is Leadership?

A individual, group, or organization's capacity to "lead," persuade, or guide others includes both the leadership research area and the real leadership talent. "Leadership" is frequently portrayed as a divisive concept. Diverse viewpoints on the matter are examined in specialized literature, sometimes contrasting Eastern and Western as well as North American and European approaches to leadership. Leadership is fundamentally a strong partnership in which the influence of one side motivates the behavior of the other. Some people now accept the complex nature of leadership that can be found in both formal and informal roles at all levels of institutions, challenging the more traditional management ideas of leadership that have been challenged.

To learn more about Leadership, visit:

https://brainly.com/question/28965758

#SPJ4

In a liquidity trap, monetary policy has ________ effect on aggregate spending because a change in the money supply has ________ effect on interest rates.
no; no

Answers

In a liquidity trap, monetary policy has no effect on aggregate spending because a change in the money supply has no effect on the interest rates.

A liquidity trap develops when investors select lower-yielding assets over hoarding cash due to a bleak outlook for the economy. Bonds aren't the only thing affected by a liquidity trap; other sectors of the economy also supply as a result of consumers' reduced spending, which might make employers interest less eager to hire. When people hoard cash in anticipation of a negative event like deflation, insufficient overall demand, or war, a liquidity trap is created.

To learn more about liquidity trap, click here.

https://brainly.com/question/22936911

#SPJ4

jake applied for a job at texco inc. because his friend chad, who is a manager there, told him to do so. in this scenario, jake is a(n)

Answers

Jake applied for a job at texco inc. because his friend chad, who is a manager there, told him to do so. in this scenario, jake is an referral.

Business managers motivate staff members to work hard so that the company can run smoothly and, in the case of for-profit businesses, turn a profit. They should be proficient in the following fields, and they may even be experts in one or more of them: finance, marketing, and public relations.

A corporate manager may also be skilled in the following technical fields: law, science, and computer programming. Business managers may even have control over human resources in some situations. In many firms, the position may be created to release the owner of responsibilities so that they may concentrate on particular elements of business growth.

To know more about Manager here-

https://brainly.com/question/29023210

#SPJ4

in a report on the real estate market in florida, which two of the following charts would be the most useful? (choose every correct answer.)

Answers

-Average Incomes in Florida Metropolitan Areas

-Home Ownership Rates in Florida

PROPERTY. the buying and selling of real estate and structures Reduced home sales have made the real estate market better for buyers, giving them many options at cheaper prices. commercial and residential real estate markets.

Real estate is defined as the land and any affixed permanent structures, such as a house, or improvements, whether created naturally or artificially.

Real property includes real estate. It differs from personal property, which includes things like farm machinery, boats, jewelry, furniture, and cars that are not anchored to the ground.

learn more about real estate here:

https://brainly.com/question/10336196

#SPJ4

for a competitive firm, a. total revenue equals average revenue. b. total revenue equals marginal revenue. c. total cost equals marginal revenue. d. average revenue equals marginal revenue g

Answers

For a competitive firm, average revenue equals marginal revenue.

Thus, the correct option is D.

What is marginal revenue?

One technique to examine revenue that offers varied insights beneficial to investors and businesses is through marginal revenue. For instance, the financial ratio of margin to revenue can be used to determine how the sale of an additional unit or product will affect overall revenue.

Both big and small businesses can look at their marginal revenue to figure out how much money they make based on more output units sold. As a result, businesses who want to maximize their profits must raise production until marginal revenue equals marginal cost (MR=MC).

On the other hand, when marginal revenue is lower than marginal cost, enterprises could decide to stop producing.

Learn more marginal revenue, here

https://brainly.com/question/13383966

#SPJ1

in order to avoid gain or loss on the contribution of property to form an entity, which entity type does not require control immediately after the contribution?

Answers

Partnership is the entity  does not require control immediately after the contribution, in order to avoid gain or loss on the contribution of property to form an entity.

What is Partnership so important?

You can have access to more knowledge, abilities, and resources through partnerships, which will enable you to produce better products and appeal to a larger market. All of these, when used in tandem with 360-degree feedback, can help your company grow. Your company's ideology will be strengthened by the ideal business partnership.

What is the purpose of a partnership?

A partnership is an arrangement between two or more people to oversee a company's operations and distribute its assets and responsibilities. In a general partnership corporation, the assets and liabilities are divided equally among all of the partners. Limited liability partnerships are regularly formed by lawyers and other professionals.

To know more about Partnership visit:

https://brainly.com/question/19988417

#SPJ4

Which factors can affect a stock's price check all that apply Brainly?.

Answers

Market performance, the company’s financial health and the economy can affect a stock's price.

Stock prices may increase if it appears that the economy will grow. Investors may purchase more stocks with the belief that future gains and greater stock prices are on the horizon. Investors may start selling or cut their buying if the economic picture is unsure.

The stock prices of businesses in the same sector frequently move in lockstep with one another. This is due to the fact that businesses within the same industry are typically impacted similarly by market conditions.

However, if two businesses are vying for the same market, occasionally bad news for one will boost the stock price of the other. A company's market capitalization and, by extension, its market value are impacted by changes in share prices. A company's market value increases with higher share prices, and vice versa.

To know more about stock price:

https://brainly.com/question/19644649

#SPJ4

Correct question:

Which factors can affect a stock's price? Check all that apply.

market performance

the company's financial health

the quantity products produced

location of the company

the economy

a check or note that requires an endorsement to obtain money is an example of a . a. chattel real b. chose in action c. situs in action d. transfer of property

Answers

Option (b), A chose in action would be a check or note that needs to be endorsed in order to be paid.

What does it mean when a check is required to be endorsed?

The act of endorsing a check with your signature on the back enables the bank to conduct the transaction and helps to verify that you are the authorized recipient of the funds.

What does it mean when "chose in action"?

A chose in action or an object in action is a right to sue. Since Torkington v. Magee, it has become established law that any personal property rights that can only be asserted or upheld through legal action are referred to as "choices in action."

Is a chose in action a strength?

An asset that may only be claimed or enforced through legal or equitable proceedings rather than by physically taking control of the asset is known as a choice in action.

Learn more about act of endorsing: https://brainly.com/question/2853486

#SPJ4

What Joseph Stiglitz said about the gap between the rich and the poor?.

Answers

Joseph Stiglitz said- The rich might not completely recognize it, however it's miles of their personal self-hobby to make certain that everyone in our society does well, and that the distance among the wealthy and the negative would not maintain to growth because it has.

The required details for Joseph Stiglitz in given paragraph

Joseph Eugene Stiglitz  is an American New Keynesian economist, a public coverage analyst, and a complete professor at Columbia University. He is a recipient of the Nobel Memorial Prize in Economic Sciences (2001) and the John Bates Clark Medal (1979).He is a former senior vp and leader economist of the World Bank. He is likewise a former member and chairman of the (US president's) Council of Economic Advisers. He is thought for his aid of Georgist public finance theory and for his essential view of the control of globalization, of laissez-faire economists (whom he calls "free-marketplace fundamentalists"), and of global establishments which includes the International Monetary Fund and the World Bank. In 2000, Stiglitz based the Initiative for Policy Dialogue (IPD), a suppose tank on global improvement primarily based totally at Columbia University. He has been a member of the Columbia school in view that 2001, and obtained the college's maximum educational rank (college professor) in 2003.

Joseph Stiglitz turned into the founding chair of the college's Committee on Global Thought. He additionally chairs the University of Manchester's Brooks World Poverty Institute.

To know about Joseph Stiglitz click here

https://brainly.com/question/14783362

#SPJ4

What are the 3 types of resource management?.

Answers

The three styles of assets in aid control are People (Work Resources), Capital (Cost Resources) and Material Goods (Material assets).

The required details for Resource in given paragraph

Resource refers to all of the substances to be had in our surroundings which are technologically accessible, economically possible and culturally sustainable and assist us to fulfill our wishes and wants. Resources can extensively be labeled upon their availability — they may be labeled into renewable and non-renewable assets. They also can be labeled as real and capacity on the idea of the extent of improvement and use, on the idea of beginning they may be labeled as biotic and abiotic, and on the idea in their distribution, as ubiquitous and localized. An object will become a aid with time and developing technology. The advantages of aid usage might also additionally encompass accelerated wealth, right functioning of a system, or more advantageous well-being.

The idea of assets has been evolved throughout many hooked up regions of work, in economics, biology and ecology, pc science, control, and human assets for example - connected to the standards of competition, sustainability, conservation, and stewardship.

To know about Resource click here

brainly.com/question/24514288

#SPJ4

Which of the following is classified as a nondepository institution? A) Credit union. B) Insurance company. C) Commercial bank. D) Savings and loan.

Answers

Insurance company is classified as a non-depository institution. There are other smaller non-depository institutions like pawn shops and venture capital companies, although their contributions to the economy are significantly less.

Insurance companies, pension funds, securities companies, government-sponsored businesses, and financial institutions are examples of non-depository institutions.

Insurance firms shield their clients from the financial hardship brought on by unanticipated occurrences like accidents or early demise. To cover the greater claims to those who suffered losses, they aggregate the little premiums of the insured. While the losses are unpredictable in terms of time and magnitude, the premium payments are predictable. An insurance business may make money by utilizing statistics to properly predict the cost of claims over a broad group and by investing its excess funds for higher returns, which helps to keep premiums low and competitive.

Learn more about Insurance here:

https://brainly.com/question/25855858

#SPJ4

gasbuddy is a company started to help consumers save money on gas. which environmental trend is most likely to have provided the impetus for the creation of this company?

Answers

Gas buddy is a company started to help consumers save money on gas. The environmental trend is most likely to have provided the impetus for the creation of this company is economic forces impact the opportunities available to entrepreneurs.

The type and direction of the economy in which the company operates are hinted at by economic factors. Business organizations are greatly impacted by economic issues. The general state of the economy (such as depression, subsidence, recovery, or thriving), loan interest rates, stage of the financial cycle, parity of installments, money management strategy and financial arrangement are important considerations in the corporate venture, business decisions, and valuation decisions.

The impact of growth or decline in the net national product, as well as increases or decreases in loan fees, swelling, and the dollar's estimate, are regarded as the primary models of crucial impact on company tasks.

To know more about Economic Forces here

https://brainly.com/question/11075330

#SPJ4

TRUE/FALSE. starbucks would use demographic data in its decision not to place a location next to an office building that is mostly empty of tenants.

Answers

It's accurate to say that Starbucks would consider demographic information when deciding not to locate a location next to an office building with few occupied tenants.

Information on groups of individuals based on characteristics like age, gender, and place of residence, as well as socioeconomic criteria like occupation, family status, or income, is known as demographic data. In online analysis, consumer analysis, and targeting, demographic information and interests are among the most crucial facts. The focus of Starbucks demographic data gathering in marketing is less on data relating fertility and mortality demographic data and more on age, gender, and interests, in contrast to data collection in the academic subject of demography.

It's accurate to say that Starbucks would consider demographic information when deciding not to locate a location next to an office Starbucks building with few occupied tenants.

Learn more about demographic data here

https://brainly.com/question/7212745

#SPJ4

at the store, they pick out a leather sofa and two ottomans. the sofa is $1,499 and each ottoman is $299. are they eligible for the promotion?

Answers

For instance, "To be eligible for promotion, an employee must be rated at or above the expected level of performance, or, if you're looking at a longer time period, "the employee didn't get a rating of "under expectations" in the past two years."

How come you are qualified for promotion?

Because they are typically required to resolve issues that are more complex in the industry or organization, people who receive promotions typically possess excellent problem-solving and critical thinking skills. By coming up with creative solutions to any issues posed by your managers or your team, you can demonstrate that you are prepared for this.

What is the procedure for promotion?

A process by which an employee of a company receives a higher share of responsibilities, a higher pay scale, or both, is known as promotion or career advancement. A promotion is essential not only for the employer or business owners but also for the employees.

Learn more about eligible for promotion here:

https://brainly.com/question/28102478

#SPJ4

as an auditor, why would transactions by the individuals with highest purchase amounts and highest number of transactions represent potential risk?

Answers

Transactions through the people with maximum buy quantities and maximum range of transactions constitute ability hazard as Inability to quantify the sampling blunders associated with the overall populace of dealer invoices.

The required details for sampling in given paragraph

Judgment sampling makes use of the auditor's subjective judgment to decide the pattern length (range of objects examined) and pattern selection (which objects to examine). This subjectivity isn't always usually a weakness. The auditor, primarily based totally on different audit work, can be capin a position to check the maximum fabric and unstable transactions and to emphasize the kinds of transactions problem to excessive manage hazard. Probability (random) sampling presents an goal technique of figuring out pattern length and deciding on the objects to be examined. Unlike judgment sampling, it additionally presents a way of quantitatively assessing precision and reliability. Sampling means deciding on the organization that you'll truly accumulate information from on your research.

For example, in case you are learning the critiques of college students on your university, you may survey a pattern of a hundred college students. In statistics, sampling permits you to check a speculation approximately the traits of a populace.

To know about sampling click here

https://brainly.com/question/24466382

#SPJ4

savings institutions must have at least 65 percent of their assets in mortgage-related areas in order to maintain their thrift charter. group starts

Answers

8 In addition, to qualify for Federal Home Loan Bank lending, S&Ls should show that 65% of their belongings are invested in residential mortgages and other consumer-related assets.

What are savings institutions most important belongings and liabilities?

Unlike banks, financial savings institutions hold the considerable majority of their belongings in the structure of mortgages and mortgage backed securities. Like banks, the liabilities of financial savings establishments consist mainly of demand and time deposits.

What kind of monetary establishments does the Office of thrift?

Thrifts also refer to credit score unions and mutual savings banks that supply a variety of saving and loans services. Thrifts vary from business banks in that they can borrow cash from the Federal Home Loan Bank System, which permits them to pay individuals greater interest.

Learn more about financial institutions here:

https://brainly.com/question/11318364#SPJ4

you know the payment amount for a loan, and you want to know how much was borrowed. do you compute a present value or a future value?

Answers

You are curious about how much was borrowed because you are aware of the loan's payment amount. We'll figure out present value.

Future and current values: What are they?

The present value is the sum of money that must be invested today in order to realize a specific future aim. The amount of money that would increase in value over time if it were invested is called future value. The present value is the sum that has to be invested in order to receive the future value.

What is important about current value?

Due to its ability to compare values over time, present value is crucial. The benefits of PV can be realized by investors who are thinking about potential financial advantages from present assets or obligations. Investors can calculate a security's present value based on expected future returns; this information is used, among other things, in financial modeling, stock valuation, and bond pricing.

Learn more about present value: https://brainly.com/question/17322936

#SPJ4

A study of trading behavior of individual investors at a discount brokerage found that individual investorstrade very actively, despite the fact that their performance is actually worse because of trading costs. trade very conservatively partly because their performance is better than the professionals' because of low trading costs. trade very conservatively, despite the fact that their performance is actually worse because of trading costs. trade very actively, because they avoid the costs associated with hiring a professional. trade very actively, partly because their performance is better than the professionals because of low trading costs

Answers

A study of the trading behavior of individual investors at a discount brokerage found that individual investors trade very actively, option a, even though their performance is worse because of trading costs.

An individual investor is also known as a retail investor who invests money in mutual funds or banks. They invest for personal goals like education goals and retirement plans. Since they invest for smaller amounts, the investment is very frequent with institutional investors.

Individual investors are more prone to emotional trading decisions due to their own money invested in the trade. Due to their frequent investment, they are prone to increased trading costs.

Learn more about individual investors here https://brainly.com/question/28526032

#SPJ4

which of the following monetary and fiscal policy combinations would definitely cause a decrease in aggregate demand in the short run? which of the following monetary and fiscal policy combinations would definitely cause a decrease in aggregate demand in the short run? discount rate- decrease government spending- increase open market operations- buy bonds discount rate- decrease government spending- decrease open market operations- buy bonds discount rate- decrease government spending- increase open market operations- sell bonds discount rate- increase government spending- decrease open market operations- sell bonds

Answers

Combinations of monetary and fiscal policies that would result in the sale of bonds through open market operations, an increase in the discount rate,  would all result in a short-term decline in aggregate demand.

Even when it comes to supposedly "safe" investments like bonds, investing can be difficult. The money that a company receives in fiscal policies exchange for issuing a bond is a loan that needs to be repaid over time. Due to their promise of returns on investment in addition to bonds yearly interest income, bonds are a popular choice among investors for long-term investments.

When interest rates are expected to rise significantly, this is the best time to sell bonds in the market. A rise in interest rates means that current bonds—your bonds—will probably lose value because the value of fiscal policies bonds on the open market is largely dependent on the coupon rates of other bonds. As more recent bonds are created with higher bonds coupon rates that reflect the rising national rate, the market values them more.

Learn more about fiscal policies here

https://brainly.com/question/27250647

#SPJ4

in schooling in capitalist america, samuel bowles and herbert gintis argued that schools train a labor force in the skills and attitudes necessary for the health of a modern economy. what are these skills and attitudes?

Answers

Santa Fe Institute Professor Sam Bowles and External Professor Herb Gintis have been selected as 2022 Citation Laureates through Clarivate's

Web of Science crew "for offering proof and fashions that develop our appreciation of economic conduct to encompass now not solely self-interest but additionally reciprocity, altruism, and other

What do Bowles and Gintis believe about education?

Bowles & Gintis claim that college influences personality features which are needed for exceptional locations in the type system, yet they have no theory as to how character identity is formed. correspondence appearing vital to some sections, but not others.

What standpoint is Bowles and Gintis?

The correspondence principle was proposed with the aid of Bowles and Gintis and is the suggestion that schooling mirrors the place of work in its organisation, rewards systems and a vary of different elements

Learn more about samuel bowles here:

https://brainly.com/question/14412281#SPJ4

which of the following is true about the loanable funds market? responses the demand for loanable funds shows a positive relationship between real interest rates and the quantity demanded of loanable funds. the demand for loanable funds shows a positive relationship between real interest rates and the quantity demanded of loanable funds. the supply of loanable funds shows an inverse relationship between real interest rates and the quantity supplied of loanable funds. the supply of loanable funds shows an inverse relationship between real interest rates and the quantity supplied of loanable funds. investment is financed by national savings in a closed economy. investment is financed by national savings in a closed economy. investment is financed by government borrowing in an open economy. investment is financed by government borrowing in an open economy. public savings is the sum of national savings and private savings.

Answers

The demand for loanable funds will increase and the real interest rate will increase.

The interest rate is the price and money is the exchanged item in the loanable funds market. Households function as money suppliers by saving, and when the interest rate rises, they will supply a significant amount of money (i.e., they will save more). The interest rate is the return (or incentive) you receive for saving your money; the greater the interest rate, the more likely you are to save. This should be obvious.

In turn, businesses are the market's demanders of loanable capital. In this case, businesses are borrowing the money that families save so that they may make significant investments, like purchasing a new fleet of delivery vehicles or updating the software on the office computers.

To know more about loanable funds :
https://brainly.com/question/15851247

#SPJ4

Other Questions
5. in theory, relative to the equilibrium position, where is the mass when its acceleration is at its maximum? (10 points) What is the concept of lobbying?. A 2. 26 l balloon of helium is at 30c and 1. 61 atm, what is the pressure if the volume is increased to 4. 12 l?. What event causes Hamlet's character to change in the course of the play?. is an effective congestion control technique in connectionless, or datagram, configurations, such as datagram packet-switching networks and ip-based internets. a sculptor is playing absent-mindedly with a large cylindrical lump of clay on a potter's wheel. this particular wheel has wonderful balance and will turn without friction when taken out of gear. the lump of clay is a uniform cylinder of mass 35.0 kg and radius 23.0 cm ; the axis of the clay cylinder coincides with the axis of the wheel, and the rotational inertia of the wheel can be neglected in comparison with the rotational inertia of the clay cylinder. the artist decides to throw ball bearings of mass 417.0 grams at the curved side wall of the turning cylinder and to watch what happens when the bearings hit and stick. before the first throw, the cylinder is turning once every 1.50 seconds ; when looked at from above, the cylinder is turning counterclockwise, so that the direction of the angular momentum of the cylinder is up. the artist throws the first ball bearing horizontally, and it impacts the clay wall at an angle of 58.0 degrees away from the normal to the curved clay surface. once the ball bearing is stuck in the clay, the cylinder is found to be turning once every 3.10 seconds , still turning counterclockwise. consider the ball bearing to be traveling horizontally before impact; the ball bearing is traveling in a plane which is perpendicular to the axis of the clay cylinder and which contains the center of mass of the clay. while assessing an older adult with decreased perception of touch, the nurse provides instructions to the client to reduce the risk associated with falling. which statements made by the nurse are beneficial to the client? A 28-year old male presents with a 2-day history of right-sided burning facial pain that extends along his jaw, and he complains of the appearance of new bumps near his ear. He recently had an upper respiratory infection and thinks that his recent dental surgery is why his jaw is hurting. What additional information from his history does the nurse expect might help confirm a different diagnosis?. Which of the following statements is true regarding the absorptive and postabsorptive states? Check all that apply The absorptive state only lasts for approximately 30 minutes after a meal. During the absorptive state nutrients may be used immediately to meet energy demands. Glycogenolysis is most likely utilized to meet energy demands during the postabsorptive state, Blood glucose drops dramatically during the absorptive state. Gluconeogenesis most likely occurs at least 4 hours after the last meal. focuses on regionalizing resources more effectively and responding to rapid environmental changes, such as increased political and foreign exchange risks and global competition. Question 7The case studies you will be tested on for Competency 3 deal with many uncertainties. Would these be classified as:Routine Category I decisionsProgrammed decisionsCategory II non-routine decisionsComputational strategy What is Emerson's overall purpose in this essay?. T/F an unkown liquid contains 38.7 g c and 51.6 grams of o by mass. the remainder of the cmopund is h, what is the empirical formula of the compound Line bisects at point g. if ae = be, which equation must be true? a coordination plane has points a (left end) and b (right end) of the horizontal axis. four points c (top), e (middle), g (origin), and d bottom) descending on the vertical bidirectional axis. the points a g b and e complete a triangle. a. be = bg b. ae = 2(bg) c. ae = bg d. ag = bg e. none of these if an interviewer is willing to give you feedback about an unsuccessful interview group of answer choices explain why the criticism in not valid. listen carefully and take notes. Fatality related to motor vehicle traffic is the number one cause of accidental death and motor vehicle collisions are the leading cause of death for people ages _____.3 to 33 the enzymes that synthesize DNA cannot initiate the synthesis of a polynucleotide. they can only add DNA nucleotides to the end of an already existing chain that is base paired with the template strand.the initial nucleotide chain that is produced during DNA synthesis is actually a short stretch ofRNA not DNA. this RNA is called a primer and is synthesized by primase.primase starts a complementary RNA chain with a single RNA nucleotide and adds RNA nucleotides one at a time,using the parental DNA strand as a template.the completed primer is base paired to the template strand. the new DNA strand will start from the 3' end of the RNA primer. Which warehouse ownership type provides the advantage of providing the client with the option of obtaining specialized services tailor-made to suit their needs without the disadvantage of high startup costs?. Where is nitrogen absorbed by plants?. a socioeconomically disadvantaged teenager decides that she must resort to crime in order to buy some clothes she wants. this illustrates: