Trudy's Debt-to-income ratio is 44%.
Debt-to-income ratio is an example of a debt ratio. It measures the ability of income to cover debt.
Debt-to-income ratio = debt / income
Total Debt = monthly debt x 12
Monthly debt = rent + car payment + student loan + credit cards
$695 + $265 + $200 + $160 = $1320
Total Debt = $1320 x 12 = $15,840
Debt-to-income ratio = $1320 / $36,000 = 0.44 = 44%
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Type the correct answer in the box. Spell all words correctly.
What is a continuous discussion to bring out innovative ideas from employees?
A _____ session is a continuous discussion to bring out innovative ideas from employees. (Using Plato for this)
The name which is given to the session that is a continuous discussion to bring out innovative ideas from employees is called:
BrainstormingAccording to the given question, we are asked to state the name which is given to the session that is a continuous discussion to bring out innovative ideas from employees.
As a result of this, we can see that when a group of workers sit down together to bring out a new idea that would be innovative to their company, then we can say that they are brainstorming because they bring ideas that would improve overall business and profit
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Keith works as a construction foreman, and he is viewed as a reliable, competent employee. During the 2007-2009 recession, Keith's employer reduced its workforce and Keith was let go without the expectation of being called back. Which one of the following would most likely provide Keith with benefits?
A) Group life insurance.B) Unemployment insurance.C) Workers' compensation insurance.D) Supplemental unemployment benefits.
Unemployment insurance is the provision that is most likely to provide Keith with benefits.
The unemployment insurance refers to a federal program which provides cash benefits to eligible workers.
Benefit in this aspect refers to compensation to be given to insured because of the loss he suffered as a result of unemployment.In conclusion, the Option B is correct because Unemployment insurance is the provision that is most likely to provide Keith with benefits.
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funds are typically needed to manage day to day needs of a business as well as acquiring needed inventory.
The type of funds that are required by every business in order to be able to manage their daily activities and getting needed inventory is the operating funds.
The operating funds is used for the expenses that are incurred in the daily operations of a business. Such expenses are expected to happen in the business.
Companies need operating funds in order to finance their purchasing program. Such funds are used for planning and buying assets that are needed for the business.
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state governments use to compete with other states and countries to locate businesses in their areas.
Answer:marketing
Explanation:
The state governments used to compete with other states and countries to locate businesses in their areas, of marketing.
What is businesses?
The term “businesses” refers to earning a profit. The business is taking the risk and earning the profit. The business is mainly focused on the activities of the creation, distribution, and selling of concepts. The businesses are interested in the investment as a future perspective.
According to state governments, are the utilized to the states and nations are the based on the situated are the state and the businesses in the is area are the based on the marketing. Marketing is the practice of a business of promoting the acquisition and selling of goods and services. Marketing consists of promotion, publicity, and advertising.
As a result, the state governments used to compete with other states and countries to locate businesses in their areas, of marketing.
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fractional reserve lending"" what does this mean.
Answer:
It means that they lend a loan with a reserve that is less than the amount they lend.
The managers of Tanika Enterprises are considering how well alternative plans may meet its high-priority goals, as well as identifying the cost of each initiative and its likely investment return. Tanika Enterprises is in the __________ stage of the planning process. Multiple Choice evaluating goals and plans analyzing the situation implementing goals and plans selecting goals and plans monitoring and controlling performance
Based on the planning process, the stage where Tanika Enterprises is currently at is: A. evaluating goals and plans.
Planning can be defined as a strategic process which involves the development of organizational goals and objectives, as well as translating them into action plans or courses of action.
Hence, planning is a strategic technique which is used by business enterprises to achieve the following:
Make an aggregate plan for its high-priority goals.Identifying the cost of each initiative.Predict investment return.In Business management, there are five (5) essential stages in the planning process and these include:
1. Establishing your goals and objectives.
2. Determining your style of investment.
3. Evaluating your goals and plans.
4. Choosing the cost-effective and appropriate investment plan.
5. Executing and examining the investment plan periodically.
In this scenario, Tanika Enterprises is in the evaluating goals and plans stage of the planning process.
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periodic 3 m system meetings with department heads and the 3m system coordinator are chaired by what individual
A lot of programs have been set up that has been of great benefits to the world today. Periodic 3-M system meetings with department heads and the 3m system coordinator are chaired by the Executive Officer in regards to the 3-M program.
The Executive Officer in regards to the 3-M program is responsible for:
Having to brief the Commanding Officer at regular intervals on the status of 3-M. Chair periodic 3-M System meetings with Department Heads and the 3M System Coordinator Monitoring the operation of the 3-M System program to make sure there is compliance with current directives.The 3M Impact program is known to be a win-win-win for all individuals involved in it. There were 3 million participants who experience a challenging and rewarding development opportunity. This program help them to grow as leaders.
It also help them to build relationships with other people from around the globe and share their skills to make a positive difference in the world.
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______ ratios measure how much operating income an organization is able to generate relative to assets, owners' equity, and sales.
According to business strategy, the Profitability ratios measure how much-operating income an organization can generate relative to assets, owners' equity, and sales.
What are Profitability ratios?Profitability ratios s a form of financial method or procedure in which firms assess or evaluate the ability to generate income or revenue based on the capacity and resources.
Different types or methods of Profitability ratios:Gross Profit RatioOperating RatioOperating Profit RatioNet Profit RatioReturn on InvestmentHence, in this case, it is concluded that the correct answer is "Profitability ratio."
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What type of promise to pay does a promissory note represent?
Answer:
my left
Explanation:
Answer: unconditional
Explanation: i just got it right
Need help with now/ASAP!
Answer:
You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
Explanation:
You can create the time line below or submit a separate Word or PowerPoint document containing the time line. If your tim
firms will only adopt more automated methods of production when
Answer when the argument gets too long
Explanation:
relative to those with low levels of social support, individuals with high levels of social support ________.
Social support refers to the help rendered by different institutions in society. Family members, social institutions, and religious bodies all play a vital role. Relative to those with low levels of social support, individuals with high levels of social support
Tend to tolerate stress wellExperience has shown that when individuals have supportive family members and social institutions they will respond more positively to stress. ]
This is because they will receive encouragement that will push them to forge on and not give up. This makes them stronger.
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The United States, making up less than 5 percent of the world's population, uses more than ___ of the world's commercial energy production.
Despite that the country takes less than 5% of world population, it accounts for more than two-third of the world's commercial energy production.
The use of commercial energy production in this context entails use of resources like electricity, coal, advanced petroleum products, nuclear materials etc
These resources are in massive use in United States for generation of electricity, agricultural, transportation, commercial development etc
Therefore, the answer is that United States uses more than two-third (2/3) of the world's commercial energy production.
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Western Company recently lost its entire inventory in an earthquake. The following information is available from its accounting records: Beginning Inventory: $5,000; Purchases: $18,000; Net Sales: $40,000;The company's average gross profit percentage is 40%. Using the gross profit method, a reasonable estimate of COGS for the past period would be:__________.1) $ 23,0002) $ 24,0003) $ 16,0004) $ 18,000
Answer: dont care
Explanation:
Performance measurement can focus on managing the objective, measurable results of a job or work group. Which result would best meet this criterion
Performance measurement is the quantifiable expression of information regarding the products and services that's essential to an organization.
You didn't provide the options, therefore, an overview of performance measurement will be given. Performance measurement simply means the process of collecting, analyzing, and reporting information regarding the performance of an organization.
Performance measurement can focus on managing the objective, measurable results of a job or work group. Examples of performance measurement include profit margin, productivity, cost, etc.
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why is it necessary to keep account or financial records while doing vegetable farming
Answer:
record keeping is a necessary element of good livestock business management.. if farmers have farm record they can tell how well they are managing their farm in comparison to other farmers. they can also see the strength and weakness in their farm operation...
Paul Mason's firm sells medical equipment to heart surgeons. The company fields a direct sales force that travels the country demonstrating its equipment to heart surgeons and hospital administrators. Recently, Paul's company started producing equipment for eye surgeons, partly to maximize the value of his sales force, which can now call on both heart surgeons and eye surgeons when it makes hospital visits. Paul's firm is attempting to capture economies of ________ through this strategy.
Answer:
scope
Explanation:
if identical firms remain in competitive market over long run make zero economi profit why choose to remain
In which step of the selling process does a salesperson learn as much as possible about a prospective customer before making a sales call
The step of the selling process that a salesperson learn as much as possible about a prospective customer before making a sales call is: Pre-approach.
Pre-approach selling process can be defined as the way in which a sales person learn more about a prospective customers before approaching the customers.
Pre-approach enables a salesperson to plan ahead by obtaining more facts or information about their target customers before making their presentation or before contacting their customers.
Most salesperson often make use of pre-approach as this will enable them to know more about their client as well help build their confident before approaching their client.
Pre-approach selling process can prevent a salesperson from making mistakes when carrying out their sales presentation based on the already relevant information the salesperson has at hand.
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This is Pete's PPC curve for staying in touch with friends via phone vs. his weblog during one week. Pete plans to write four entries to his weblog. How many
conversations with friends can he have to efficiently use his time?
OO
01
04
06
To efficiently use his time, the number of conversations with friends Pete can have is 4.
The Production possibilities curve shows the different ways goods and can be combined so resources are fully utilised. The PPC is concave to the origin.
Points on the curve indicate efficient production. Point outside the curve or to the right of the curve means that the production level is not attainable given the level of resources . Points inside the production possibilities curve means that the nations resources are not being fully utilised.
If Pete wants to write 4 blog entries, trace the 4 on the y-axis to the curve and trace it to the x-axis. Based on this, Pete can have 4 conversations with friends.
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To determine if a project is acceptable compare the internal rate of return to the company's ______.
In order to determine if a project is acceptable, it's important to compare the internal rate of return to the company's cost of capital.
It should be noted that the rate of return is determined by assessing the risk involved, cost of capital, etc.
Therefore, to determine if a project is acceptable, one has to compare the internal rate of return to the company's cost of capital. If the IRR is greater than the cost of capital, then the project should be accepted.
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what document explains your rights and responsibilities as a federal student loan borrower? your master promissory note your billing statement your financial aid offer check answercheck answer previous
The master promissory note is a document that explains your rights and responsibilities as a federal student loan borrower.
The first option is correct. This document is one that is legally binding. Before a student agrees that they would want to take out loans as students, they first have to know what their rights and responsibilities are as a borrower and also to the lending facility.
There are a lot of available options that are in place to help with the management of student loans.
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the complete list of items needed to prepare a statement of cash flows includes ______.
The list of items needed to prepare the cash flows statement includes:
comparative balance sheetsincome statement additional data on investing and financing activitiesIn accounting, statement of cash-flow is a statement that calculate the amount of cash and cash equivalents that comes and leaves the company.
The section of the statement of cash-flow are divided into the operating activities, investing activities and financing activities.
Hence, the list of items needed to prepare the cash flows statement includes the comparative balance sheets, income statement and the additional data on investing and financing activities.
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Emmanuel thrives when he is assigned to projects that are mostly self-directed. He can be trusted to work on the project independently and check in with his supervisor as needed. Emmanuel also prefers to be paid incentives for quality work. Emmanuel likely has
Based on the information given about Emmanuel, it can be deduced that he has an internal locus of control.
Locus of control simply means the degree to which individuals believe that they have control over the outcome of events.
Locus of control simply infers that the outcome of actions are the result of one's abilities. Since Emmanuel thrives when he is assigned to projects that are mostly self-directed, and can be trusted to work independently, he has an internal locus of control.
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business founders hold equity. true or false
Answer: true
Explanation:
Companies in European countries sometimes compete with imports of their own products at lower prices because of _____. Multiple choice question. different taxes and competitive price structures the flexibility in import quotas the decline of illegal imports and uniform prices lowered tariffs and similar tax benefits
The importing and exporting activity of a country can affect its GDP, its exchange rate, and interest rates. Companies in European countries sometimes compete with imports of their own products at lower prices because of different taxes and competitive price structures
A weaker domestic currency often leads to exports and also makes imports more expensive and so therefore, a strong domestic currency boast exports and makes imports cheaper.
Pricing as an active instrument is often used by firms to sets prices so as to achieve specific goals, including targeted returns on profit and targeted sales volumes.
Taxes that is placed on goods/services have a lot of ways that it influences the prices of that goods and services.
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how much does the dow have to drop to suspend trading
Answer:
Circuit breakers halt trading on the nation's stock markets during dramatic drops and are set at 7%, 13%, and 20% of the closing price for the previous day. The circuit breakers are calculated daily
True or false: Obtaining top management's leadership and commitment is not necessarily critical for diversity programs to succeed.
Answer:false
Explanation:
4. Which is a true statement about goals?
A person should work on only one goal at
a.
a time.
C.
b. Intermediate-term goals are those that can
be accomplished in 1 to 5 years.
A person should accomplish short-term
goals before starting on any other goals.
d. A short-term goal should be tied to a
long-term goal.
Answer:
D
Explanation:
So you can see progress on your goals why you are doing them. Such as saving 100 dollars a month to get a 1,200 dollar computer at the end of the year.
You invest $3,500 at 10% compounded annually for 3 years. How much will your investment be worth in 3 years
Answer:
Your total balance after 3 years would be $4,658.5 with a total compounded interest of $1,158.5
