Whats the difference between and IRA and an individual account?.

Answers

Answer 1

Individual accounts are typically used by investors for day trading, long-term investing, and saving for immediate financial objectives like a home or car purchase. In the meantime, tax-advantaged retirement savings are available to investors through IRAs.

A taxable account called an individual account gives you the ability to buy and sell stocks and other securities. There are no restrictions on the amount you can invest or buy or sell securities, and there are no time restrictions on when you can sell your investments.

An IRA is a tax-advantaged investment account created for those who are saving for retirement. The investment options are more limited than with brokerage accounts, but depending on whether you have a Roth or traditional IRA, contributions and earnings grow tax-free or tax-deferred.

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Related Questions

According to the circular ßow diagram, which of the following do households purchase from businesses?Wages and interestFactors of productionFinal goods and servicesTaxes and subsidies.

Answers

The circular flow graphic indicates that the final goods and services that households buy from enterprises.

In the circular flow concept, what exactly are households?In the circular flow model of the product market, households act as consumers of products and services. They patronize companies to purchase goods and services. They use the money they made in the resource market to pay for these goods and services. Consumer "expenditures" are another term for spending.Using the product market, firms sell goods and services to households. Businesses, however, require resources in order to provide goods and services.The circular flow graphic indicates that the final goods and services that households buy from enterprises.    

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A type of visible marketing influence that appears to the viewer as ads framed around narrative content is called.

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A type of visible marketing influence that appears to the viewer as ads framed around narrative content is called a paid display advertising.

What is a paid display advertising?

Basically, a display advertising are the type of digital advertising where ads that promote brand, product, or service are displayed on a network of publisher websites using image, video, and text. They all come in variety of shapes and sizes that leverage depending on the purpose of your ad and the device on which that ad will render and these ads appear within the content, as well as at the top, bottom, and side of a webpage.

Most time, a display ads are a paid advertisements shown on websites, apps, or videos based on a specific set of keywords that are matched to the hosting website’s topic. These display can be in form of text, image, and video ads.

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which of the following is an involuntary property transfer in which a person acquires ownership of real property by treating the property as his or her own?

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Adverse possession is an involuntary property transfer in which a person acquires ownership of real property by treating the property as his or her own

Adverse possession- Adverse possession, also known as "squatter's rights," is a legal principle in Anglo-American common law that allows a person who does not have legal title to a piece of property—usually land (real property)—to acquire legal ownership through continuous possession or occupation of the property without the permission (licence) of its legal owner. Possession by a person is not detrimental if they are in possession as the legal owner's tenant or licensee.

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what are some risks associated with involving employees in pay-related decisions? (select all that apply.)

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The process of creating and administering are some risks associated with involving employees in pay-related decisions.

What is a disservice of a legitimacy pay framework?

Merit pay plans might make issues in representative connections, issues in confidence connected with envy, dread, preference, unwanted contest, and occupation weakness. Merit programs will quite often foster disruptive and cutthroat mentalities instead of collaboration among representatives.

What dangers are implied with a compensation for execution plan?

One normal issue is that frequently no time or cash is planned to keep conveying after the underlying carry out of the program. Another normal issue is a distinction between what the HR or Remuneration Experts accept is the reason for the arrangement versus the executives' genuine reason.

What is the greatest disservice of base compensation?

Base compensation does excluding any rewards, benefits or some other monetary by the business. Every one of association at some point practice various types of compensation paid for instance, paid in month to month, week after week, day to day or even piece rate. Different association practice different compensation types.

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when an investor receives the same dollar amount at the same time period for multiple periods, these payments are called a(n):

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When an investor receives the same dollar amount at the same time period for multiple periods, these payments are called a(n): Dollar cost averaging.

Dollar cost averaging is a method of investing where a set sum of money is used to make regular stock purchases. This kind of technique seeks to lessen risk by attempting to reduce volatility. The practice of investing a set dollar amount on a regular basis, independent of the share price, is known as dollar cost averaging.

The fundamental problem with this investment approach is that it ignores the fact that stock prices vary often yet, overall, exhibit an upward trend over the long term.

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For a production budget and a direct materials​ budget, if a beginning inventory number is not given in the​ exercise, how can be​ determined?.

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determines the quantity of direct raw materials that must be purchased each period to achieve the anticipated production.

What forms the basis for establishing the direct materials budget?

How is a direct materials budget determined?

The direct material budget for the period is calculated by adding the initial materials on hand, the costs of adding more inventory, and the costs of removing existing inventory.

How do you locate the desired ending inventory in a manufacturing budget?

The basic formula is that ending inventory equals beginning inventory + net purchases less COGS. Your starting inventory is the ending inventory from the prior period.

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(revenue/capital) expenditures are additional costs of plant assets that do not materially increase the asset's life or capabilities.

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A revenue expenditures are additional costs of plant assets that do not materially increase the asset's life or capabilities.

What is a revenue expenditures?

In economics, a revenue expenditures are those short-term expenses used in the current period or typically within one year. They include the expenses required to meet an ongoing operational costs of running a business and thus are essentially the same as operating expenses.

Furthermore, the revenue expenditures also include the ordinary repair and maintenance costs that are necessary to keep an asset in working order without substantially improving or extending the useful life of the asset

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depending on the demand for a monopolistically competitive firm's product, it may have economic profits, losses, or normal profit.monopolistically competitive firms usually have economic profit.monopolistically competitive firms usually have normal profit.monopolistically competitive firms usually have losses.

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Depending on the demand for a monopolistically competitive firm's product, it may have economic profits, losses, normal profit is appropriate response.

What is monopolistically competitive firm?

When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals.

Monopolistic competition is a form of imperfect competition when numerous manufacturers compete with one another yet sell various items that are not exact substitutes for one another.

Hence, the appropriate response is statement 1.

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How does price discrimination move a market that is not perfectly competitive to an efficient output level?.

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Price discrimination refers to charging different prices to different customers. In a perfectly competitive market, this is not possible, because there are many firms competing for the price; but it is possible in a monopoly because people have no other place to buy.

A monopoly, as defined with the aid of Irving Fisher, is a market with the "absence of competition", creating a scenario wherein a particular man or woman or agency is the simplest dealer of a particular aspect. This contrasts with a monopsony which pertains to a single entity's control of a marketplace to purchase an excellent or carrier, and with oligopoly and duopoly which includes a few dealers dominating a marketplace.[1] Monopolies are for that reason characterised by way of a loss of monetary competition to supply the coolest or service.

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suppose that the economy is hit by a negative real shock, such as a rapid oil price increase. what effect will this have on the price level?

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There would be a leftward shift in the Solow growth curve.

What is a Solow growth model?

A short-term equilibrium is achieved using the Solow Growth Model, an exogenous neoclassical model of economic growth that emphasizes growing capital accumulation, technological advancement, and labor. It demonstrates that all economies will converge or reach a steady state at the same rate of labor, savings, depreciation, and production growth. The newest economic growth theories are built on the Solow model. The higher economic growth of developing countries can now be explained using this approach. Additionally, it had correctly anticipated that China's economy would rise quickly relative to that of western countries and that war-scarred Germany and Japan would recover economically more quickly.

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you purchased eight pangolin corporation call options with a strike price of $30.00 at a quoted price of $.29. what is your total profit on this investment if the price of pangolin is $32.40 on the option expiration date?

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On the expiration date the total profit would be 3.40$  for eight pangolin corporation call options with a strike price of $30.00 at a quoted price of $.29.

The motivation behind buying a call option

Buying a call option provides the main advantage of amplifying stock price gains. For a very little up-front deposit, you can profit from stock gains over the strike price until the option expires. Therefore, if you are buying a call, you normally expect the stock to rise before expiration.

What makes the call option a call?

An open auction is one in which bidders announce their prices for items that are being sold. So, by having the ability to call the strike price, a call option effectively gives you the right to purchase the underlying asset.

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On January 1, 2021, the Highlands Company began construction on a new manufacturing facility for its own use. The building was completed in 2022. The company borrowed $1,500,000 at 8% on January 1 to help finance the construction. In addition to the construction loan, Highlands had the following debt outstanding throughout 2021(Hint: use Weighted-average rate of these two other debts):
$5,000,000, 12% bonds
$3,000,000, 8% long-term note
Construction expenditures incurred during 2021 were as follows:
January 1 $ 600,000 March 31 1,200,000 June 30 800,000 September 30 600,000 December 31 400,000

Answers

The total amount of interest= 177,750

1/1 600,000*12/12= 600,000

3/31 1,200,000*9/12=900,000

6/30 800,000*6/12=400,000

9/30 600,000*3/12=150,000

12/31 400,000*0/12=0

the weighted average cost of = 2,050,000

5,000,000*.12=600,000

3,000,000*.08=240,000

840,000/8,000,000=10.5%

2,050,000-1,500,000=550,000

1,500,000*.08=120,000

550,000*.105=57,750

the total amount of interest= 177,750

Weighted Average Cost (WAC) – what is it?

The COGS and inventory amounts are determined using a weighted average in the Weighted Average Cost (WAC) technique of inventory valuation in accounting. The weighted average cost approach divides the price of the items up for grabs by their quantity of them. Under IFRS accounting as well as GAAP, the WAC approach is acceptable.

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a (fill in the blank) occurs when the time demands strains or obligations of work or family roles make it diffucult for people to fullfill their obligations in either role

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When people find it difficult to fulfill their responsibilities in either their work or their family roles due to time demands, strains, or obligations, this is referred to as a "work-family conflict."

Describe the term work-family conflict?

So when energy, attention, or behavioral requirements of the job role collide with the needs of the family role, it results in work-family conflict, which is a type of inter-role conflict.

For instance, the extensive obligations of caring for an aging parent may make someone feel stressed or exhausted, which may have a detrimental impact on how well they perform at work. Last but not least, behavior-based conflict results from inconsistent behaviors required by conflicting roles at home and at work.Job burnout, discontent, work stress, long hours, or role conflict are the most prevalent stresses that can lead to work-family conflict.

Thus, when people find it difficult to fulfill their responsibilities in either their work or their family roles due to time demands, strains, or obligations, this is referred to as a "work-family conflict."

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which of the following people can help with designing electronic slides used in important business presentations? (choose every correct answer.)

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The following people can help design electronic slides used in important business presentations:

public relations expertsexternal professionalsinternal specialists

What are electronic slides?

An electronic presentation slides is employed to show information. This information is normally displayed in the view of a slide show – the information is shown on a slide which is viewed on a computer's monitor, or beamed on a screen using a LCD projector.

Therefore, the correct answer is as given above. On this basis, people that help design electronic slides are public relations expert, external professional and internal specialists.

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The complete question goes thus:

Which of the following can help design electronic slides used in important business presentations?

public relations experts

external professionals

inner-specialists

Monopoly profit will _____ when a monopolist goes from single-price monopoly to perfect price discrimination.

Answers

If a monopoly can perfectly price discriminate, it produces no deadweight loss and is more efficient than a single-price monopoly.

What is a monopoly?

When there is just one seller in the market, the situation is known as a monopoly. In traditional economic theory, the monopolistic situation is seen as the complete antithesis of perfect competition. When a business has a monopoly, its product is sold only and there are no close alternatives. Unchecked monopolies have the capacity to determine prices and control the market. Examples include the relationship between Microsoft and Windows, DeBeers and diamonds, and your local gas company. The most well-known American monopolies to date include The American Tobacco Company, The Standard Oil Company, and Andrew Carnegie's Steel Company. The historical importance of these businesses is essentially what makes them noteworthy.

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iso 14000 certification is a series of management and quality standards in design, development, production, installation, and service iso 14000 certification is a series of management and quality standards in design, development, production, installation, and service true false

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The given statement, ISO 14000 certification is a series of management and quality standards in design, development, production, installation, and service is false.

What does it mean to be ISO 14000 certified?The International Organization for Standardization (ISO) has created and published the ISO 14000 set of environmental management standards for businesses. The ISO 14000 standards give businesses a framework or set of guidelines for systematizing and enhancing their environmental management initiatives.The standard's observance may lead to enhanced adherence to environmental standards, increased marketability, better resource use, higher-quality goods and services, increased levels of safety, improved reputation, and higher profitability.Obtaining ISO 14001 certification will cost you $8,000 CAD in direct costs. However, even for businesses with fewer than 100 workers, the indirect costs of certification—which do not include the average yearly salary of the accountable manager—amount to about $27,500.

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kareem is a human resource specialist at a company with a promote-from-within policy. based on that policy, what method should he include in his recruiting efforts to fill an open position for an accounting supervisor?

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The method that Kareem should include in his recruiting efforts to fill an open position for an accounting supervisor is internal candidates as the primary source for recruitment.

What is the promote-from-within policy?

A promote-from-within policy is an important tool for companies to ensure they are constantly developing the skills and talents of their existing staff. This policy encourages employees to stay with the company and motivates them to work harder and learn more, as they know there will be opportunities for them to progress through the organization. It also helps to create a greater sense of loyalty to the organization and can lead to increased job satisfaction and morale among employees.

Kareem should use internal candidates as the primary source for recruitment. He should first look to existing employees who have the right skill set and experience to fill the open position. He should also consider employees who have shown the potential to excel in the role, even if they don't have the exact qualifications. By promoting from within, he can ensure that the company culture and values are maintained and that the new supervisor is well-versed in the company structure and operations.

It can be concluded that the method that Kareem should include in his recruiting efforts to fill an open position for an accounting supervisor is internal candidates as the primary source for recruitment.

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What are some factors to consider when choosing a checking account which is most important to you?.

Answers

Insurance, in-person vs online banking, deposit and minimum balance requirements, fees, interest rates, ATM accessibility, and mobile apps are some of the contributing elements.

What is account short answer?

An account is a condensed record of the pertinent transactions associated with a specific head. It keeps track of the volume of transactions as well as their outcomes and directions. A cash account, for instance, will display all of the cash received and spent.

What is account and its types?

Real, personal, or notional accounts are three different types of accounts used in accountancy. The 2 categories of real account are then determined: tangible real account and intangible genuine account. Additionally, there are three distinct subtypes of personal accounts: natural, representative.

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in light of the high costs associated with finding new customers who feel that a brand can meet their relevant needs and are willing to exclude competitors, today's companies are using blank segmentation and investing in initiatives to retain their most profitable customers.

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In light of the high costs associated with finding new customers who feel that a brand can meet their relevant needs and are willing to exclude competitors, today's companies are using loyalty segmentation and investing in initiatives to retain their most profitable customers.

For an instance, the 4 varieties of segmentation are Demographic, Psychographic Geographic, and Behavioral. those are common examples of the way corporations can section their market via gender, age, lifestyle, and so on.

Permits discovered what every one of them manner to your enterprise. a component reduce from a geometrical determined by means of one or more points, traces, or planes: such as. : the vicinity of a circle bounded with the aid of a chord and an arc of that circle. : the part of a sphere cut off through an aircraft or included between two parallel planes.

The goal of market segmentation is to help organizations understand the awesome businesses of consumers that make up their market. by using grouping human beings with comparable traits and attributes, entrepreneurs can efficiently target the segments that are maximum treasured by their business.

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a group of stocks and or bonds selected and managed by a professional manager sometimes preferred by professionals and workers too busy to manage their investments

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A group of stocks and or bonds selected and managed by a professional manager is sometimes preferred by professionals and workers too busy to manage their investments in mutual funds.

A stock is a collection of shares owned by a single investor that represents a share of a company's assets and earnings. Mutual funds, on the other hand, are pools of funds from multiple individual investors that are further invested in a portfolio of assets.

Group A represents companies that are highly liquid and actively traded on the stock exchange. You should also be aware that all trades in securities falling under this group will be settled according to the normal ongoing settlement process. A mutual fund is a type of investment vehicle that pools money raised from different investors and invests it in various assets such as bonds stocks and money market investments.

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the keynesian economic framework is based on an assumption that: an increase in government spending will cause the aggregate demand curve to shift to the left. prices and wages are sticky and do not adjust rapidly. an increase in government spending will cause the aggregate supply curve to shift to the left. people can afford a high level of government services.

Answers

The Keynesian economic framework is based on an assumption that: B. prices and wages are sticky and do not adjust rapidly.

Who is John Maynard Keynes?

John Maynard Keynes was a famous British economist during the Great Depression and he was born on the 5th of June 1883. During the Great Depression, John Maynard Keynes advocated and promoted expansionary actions to encourage economic recovery, which was typically part of the Keynesian economic framework.

According to the Keynesian economic framework, it is assumed that both prices and wages are considered as being sticky and as such, they do not adjust rapidly, which makes an economy's recovery from a recession to be very slow.

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What is one of the main differences between a bank and a credit union group of answer choices?.

Answers

Credit unions may have low-interest rates on loans and lower fees than banks.

What is credit union?

Credit unions are financial cooperatives that are nonprofit. Any profits are returned to the credit union's members in the form of increased interest rates on savings accounts and lower interest rates on loans. On the other hand, banks are for-profit businesses that only distribute their profits to their stockholders.

Members of credit unions benefit from greater savings rates, lower loan rates, and cheaper fees because they are member-driven and not-for-profit organizations.

Credit unions are able to give their members lower fees, better interest rates on loans, and higher yields on savings because they are less concerned with generating a profit than banks are.

Commercial banks and credit unions differ significantly in that they: Commercial banks are profit-oriented and provide credit.

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a real estate agent wants to estimate the average age of those buying investment property in his area. he randomly selects 15 of his clients who purchased an investment property and obtains the data shown. assume that s

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95% confidence interval for the mean age for all the real estate agent's clients who purchased an investment property is approximately

[41, 48] years.

n=15

x' = Σx/n

x = 670/15

x' = 44.67

The sample standard deviation:

s = √Σ(x-x')^2/n-1

s = 6.79

The confidence level  = 0.95

the significance level α = 0.05

Degrees of freedom

Df = n-1

Df = 14

[tex]T_{crictical}=t_{a/2,Df}[/tex]

= ±2.14

95% confidence interval

∪ = x' ± t.s/√n

∪ = 44.67 ± 2.14×6.79/√15

∪ = 44.67 ± 3.75

95% confidence interval for the mean age for all the real estate agent's clients who purchased an investment property is approximately

[41, 48] years.

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Account planning A process that involves conducting research and gathering all relevant information about a client's product or service, brand, and consumers in the target audience.

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Account planning A process that involves conducting research and gathering all relevant information about a client's product or service, brand, and consumers in the target audience.

Market studies is described because the method of comparing the feasibility of a brand-new product or service, thru studies carried out without delay with capacity consumers. This approach permits businesses or corporations to find out their goal market, acquire and file evaluations and make knowledgeable decisions.

The innovative professional or crew is accountable for growing a powerful manner to talk the marketer's message to each client and non-clients and strengthen the emblem positioning strategy.

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Hewlett and Martin are partners. Hewlett's capital balance in the partnership is $60,000, and Martin's capital balance $57000. Hewlett and Martin have agreed to share equally in Income or loss. Hewlett and Martin agree to accept Block with a 25% interest. Black will invest $31,000 in the partnership. The bonus that is granted to Black equals: Multiple Choice $6.167 $6,000 $3,000 $0, because Black must actually grant a bonus to Hewlett and Martin $3.083

Answers

The bonus that is granted to Black is $6,000, If he invest $31,000 with the interest of 25% in total capital of  $1,17,000.

How to calculate bonus ?

Bonus shares are extra shares that are given to current shareholders at no additional cost based on how many shares they currently own. These are the company's accumulated earnings that are converted into free shares rather than being distributed as dividends.

By increasing the issued share capital of the firm through the issuance of bonus shares, the company appears to be larger than it actually is, attracting investors. Additionally, as more shares are outstanding, the price of the stock falls, making it more accessible to individual investors.

Let plug in the formula

Total Partnership Equity = $60,000 + $57000 + $31,000

Total Partnership Equity= $1,48,000

Second step is to calculate the Equity for Block

Equity for Block = $1,48,000* 0.25 =

Equity for Block =$37,000

Now let calculate what Bonus to Block equals using this email formula

Bonus to Block = Block's Capital - Cash Investment

Let plug in the formula

Bonus to Block = $37,000 - $31,000

Bonus to Block= $6,000

Therefore the bonus that is granted to Black equals: $6,000

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galileo buys a copy of the book hip hop. later, after reading the book, galileo sells the book to his sister inez. this sale of the book is: group of answer choices legal only if he sells it for less than he paid for it. legal only if the copyright has expired. illegal. legal.

Answers

This sale of the book is Legal.

What is sales?
Sales
are actions involving the sale of goods or the volume of goods sold within a specified time frame. A sale also includes the provision of a service for a fee. In response to the an acquisition, appropriation, request, or even a direct interaction with the customer at the point of sale, the seller or provider of the goods or services completes a sale. Title (property as well as ownership) of the item is transferred, and a price is settled, meaning a price is agreed upon for which the ownership of a item will transfer. The sale is typically carried out by the seller rather than the buyer, and it may be finished before the debt is due.

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a centralized logistics organization generally results in better customer responsiveness than a decentralized logistics organization. true false

Answers

The statement is False. A central location or hub is the physical heart of an organization, as the name implies. The hub is accountable for just about all logistic activities, and it should or might not support smaller sites like retailers.

In a centralized offer chain, there is a single HQ that is a central hub for all operations. historically, that conjointly meant there was one warehouse that controlled the flow of all merchandise. Today, corporations operational internationally could have multiple main hubs.

A centralized transportation strategy streamlines communication between carriers and vendors. Plus, it ensures that info is distributed throughout the organization pro re nata so most are on an equivalent page, preventing instances of assignments being accidentally duplicated or forgotten.

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if a store owner is doing her best to minimize cost, why is it still true that total variable cost has to increase when output increases?

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If a store owner is doing her best to minimize cost, it is still true that total variable cost would increase because to maximize the output, you need to enhance the input.

In the field of business, the variable cost can be described as a cost that changes according to the demand of a company.

When you need to increase the output, you also need to increase the input. This is because more input or work will be required to produce more output.

More input needs to be hired in order to increase the output. This means that the variable cost would increase in order for the output to be increased by the store owner.

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FILL IN THE BLANK. the use of meetings outside of accepted work hours to get a project back on schedule is an example of___reinforcement to motivate project performance

Answers

It is an example of Negative reinforcement to motivate project performance

What are the factors affecting the performance of employees?There are many variables that affect an employee's performance at work. The term "ability" describes a worker's aptitude, education, training, and work history. The likelihood is that a worker with more knowledge or experience will perform more effectively than someone with fewer skills.In order to succeed at a particular task, one must be motivated. The creation of a supportive environment that encourages employees to perform at their best is one of management's most fundamental duties.In essence, situational factors are organisational traits that vary across organizations. It depends on the organisational design, management style, and culture of the company. Employee performance is affected by these variables.

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What are the three guiding principles of NIMS?.

Answers

Answer:

Flexibility

Standardization

Unity of efforts

Other Questions
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